
Senior Credit Policy Manager
1 week ago
Key Responsibilities:
">Develop and implement policies for unsecured lending products, focusing on card portfolio management programs. Monitor acquisition quality, manage cards portfolios, oversee credit limit increase strategies, and implement balance build and revenue enhancement offerings.
">Key Accountabilities:
">Support the Unsecured Risk Head in managing credit risks for retail unsecured lending portfolios. Analyze credit test performance, identify early warning signals, and partner with regional and local market teams on business expansion initiatives.
">Requirements:
">A post-graduate degree (preferably MBA or Post Grad in Statistics/Engineering) with 5-7 years of experience in Retail Risk management, particularly in Cards account risk management. Strong analytical and problem-solving skills, effective communication and negotiation abilities, familiarity with RBI regulations, proficiency in Excel and PPT, and experience with SAS/data mining tools.
">Benefits:
">Opportunities for growth within an inclusive and diverse environment, flexible working arrangements, and continuous professional development.
">Additional Information:
">The role requires a good understanding of the local industry/competition landscape and consumer credit cycle, as well as experience with Digital journeys/Fintech.
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