Credit Risk Manager

5 days ago


Singapur, Singapore OCBC Bank Full time
Job Description

About the Role

We are seeking a highly skilled Credit Risk Manager to join our team at OCBC Bank. As a Credit Risk Manager, you will be responsible for proactively managing a portfolio of Sovereigns and Financial Institutions across OCBC Bank and OCBC subsidiaries.

Key Responsibilities

  • Assess appropriate credit limits during credit propositions, annual renewals, and transactional requests submitted by Business Units (BUs) in a timely manner.
  • Provide credit underwriting standards and supporting rationale to credit submissions.
  • Proactively manage credit portfolio and escalate credit concerns/issues to management.
  • Be well-versed with the Bank's risk policies/procedures and participate in the improvement of risk management standards/governance, procedures, and processes.
  • Perform regular regulatory stress-test on portfolios under credit coverage and ad-hoc portfolio reviews/stress tests where required.
  • Work with Business Units to structure credit facilities that mitigate the credit risks inherent in derivatives and other Global Markets' products.
  • Maintain strong partnership with traders and relationship managers to understand business requirements and structure credit facilities to meet risk appetite.
  • Respond quickly and professionally to requests from Global Markets for limit excess approvals during pre-deal credit limit checks.
  • Negotiate credit terms in loan agreements, ISDA/CSA, GMRA, and GMSLA.

About You

We are looking for a strong team player who demonstrates ability to adapt and work in a team. You should have excellent written and interpersonal communication skills and be able to express opinions and engage discussions with BUs in a fast-paced environment.

About Us

OCBC Bank is Singapore's longest established bank, and we've been helping people and businesses get what they want from life since 1932. We provide support, services, solutions, and career paths that meet individual needs and desires. We're on a journey of transformation, embracing technology and creativity to become a future-ready learning organisation.

What We Offer

We offer a competitive base salary, a suite of holistic, flexible benefits to suit every lifestyle, community initiatives, industry-leading learning and professional development opportunities, and a focus on your wellbeing, growth, and aspirations.


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