Credit Analyst, Corporate Banking

7 days ago


Singapore Arab Banking Corporation Full time

 

Job Holder is primarily responsible for delivering credit support solutions to the Corporate Banking coverage team. Specifically, assist line manager / unit in the core deliverables of Client Credit Management by:

• Creating credit spreads and calculations on financial statements and related information for new to bank and existing clients using relevant systems and software.

• Performing comprehensive analysis of new credit requests, credit change requests, renewals and annual reviews in co-ordination with the Senior Relationship Manager in the Front Office.

• Developing in-depth knowledge of the sector they are supporting.

• Preparation of various types of Credit Applications and related summary term sheets.

• Raising of waiver requests stemming from deviations to bank policies, standards and procedures (e.g., Wholesale Banking Policy, Credit Policy and standards, Credit / Legal Documentation Policy etc.) approved conditions and covenants (includes conditions precedent and subsequent).

• Earmarking of limits and subsequent reinstatement or lapsing (as appropriate)

• Structuring of credit facilities and related transactions.

• Building and maintaining a portfolio-wide database to capture the day-to-day management of Approval conditions and agreed covenants.

• Tracking and reporting of all unit related deliverables, KPI’s and KRI’s

• Ensuring Facility and Security documentation are prepared in accordance with credit approvals, Credit/Legal Documentation policy and Department procedures.

• Ensuring follow-up and satisfaction of conditions precedent and subsequent to facility utilization.

• Tracking and reporting the status of conditions precedent and subsequent documents and highlight exceptions to line manager.

• Preparation of periodic reports as well as any MI reports for the department. 

• Performing all tasks in the capacity of a Maker.

• Ensuring all processes and procedures are adhered to at all times.

• Escalating risks/issues through the line manager for timely resolution.

• Assisting in the development and ongoing maintenance of an activities Dashboard.

• Serving as a central point of client interactions by handling, resolving and escalating day-to-day administrative queries and complaints, as appropriate, by liaising with various stakeholders.

• Partaking in planned and ad-hoc departmental projects.

• Punctual delivery of all returns and requested services.

• Improving processes, time to market and provide a best-in-class client experience while adhering to internal and external Client expectations.

• Developing and maintaining cordial relationships with internal as well as external customers.

• Demonstrating openness and positive attitude towards criticism.

• Completing smooth periodic performance reviews with the line manager and assigned training programs.

• Building a brand name for the area.

• Steering clear from any form of negative feedback, be it delivery or staff conduct


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