Credit Analyst

Found in: Talent SG 2A C2 - 2 weeks ago


Singapore CHINA MERCHANTS BANK CO., LTD Full time
Roles & Responsibilities

Job Description

  • Perform independent credit analysis/reviews on both new and existing corporate banking &/or private banking obligors preferably with value-added recommendation to mitigate identified risks.
  • Perform credit grading and provisioning of obligor/s and facility/ies.
  • Act as the Secretary to the Credit Committee to ensure that the quorum is met, take minutes, and follow-up on outstanding issues.
  • Monitor loan covenants to ensure compliance.
  • Monitor for adverse news which have negative impact on existing borrowers.
  • Perform regular review, management and reporting on collateral valuations.
  • Prepare both regular and ad-hoc credit reports for Branch, Head Office and MAS.
  • Maintenance and reporting of the Loan Watch List.
  • Prepare industry research and analysis reports from credit perspectives which should include, but not limited to, a review on the credit criteria &/or guidelines which is specific to that industry as and when requested.
  • Assist Risk Analysts in their credit risks monitoring and control, loan portfolio management and review and portfolio stress testing.
  • Any other duties as assigned by Deputy, HOD, Management, or Senior Management.

Requirements :

  • Recognized Full Time University Degree.
  • Have at least 6 years of working experiences as a Corporate Banking credit analyst in Credit Risk Management.
  • Able to communicate fluently in both English and Mandarin (those who are able to read financial reports and legal documents written in Mandarin will have an advantage).
  • Positive working attitude, meticulous and a good team player.

Tell employers what skills you have

credit risk assessment
Ability to Multitask
Report Writing
Legal Documents
Credit Risk Management
Portfolio Management
Financial Analysis
Stress Testing
Team Player
Credit Risk
Credit Analysis
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