Head of Credit Risk

2 weeks ago

Singapore CSEARCH PTE. LTD. Full time
Roles & Responsibilities

About Our Client

A premier provider of comprehensive financial and consulting services, offering a unique blend of expertise to help clients achieve their financial goals and transform their businesses.

Job Description

  • Evaluate the creditworthiness of small and medium-sized enterprises (SMEs) or individuals seeking loans or credit by scrutinizing financial statements, credit reports, and pertinent data.
  • Analyze the potential risks inherent in extending credit to customers or counterparties, taking into account variables like payment history, financial stability, industry trends, and economic climate.
  • Formulate and execute credit risk policies and protocols to ensure uniform and efficient risk management procedures throughout the organization.
  • Develop or employ credit scoring models to quantify credit risk, facilitating informed lending decisions.
  • Oversee and administer the organization's credit portfolio, which involves identifying emerging risks, evaluating portfolio performance, and instituting strategies to mitigate risk.
  • Ensure adherence to applicable regulations and guidelines governing credit riskmanagement, such as Basel III mandates or local regulatory frameworks.
  • Disseminate credit risk assessments and recommendations to senior management,stakeholders, and relevant departments within the organization.
  • Render credit decisions, including the approval or rejection of credit applications, establishment of credit limits, and negotiation of terms and conditions of credit agreements.

Job Requirements

  • A Bachelor's Degree in Finance, Economics, or Accounting or a related field is typically required.
  • Candidates should possess 5-8 years of experience in credit risk analysis, underwriting, or portfolio management, with a track record of progressively responsible roles demonstrating skill and knowledge development.
  • Strong analytical skills are imperative for evaluating financial data, assessing risk factors, and formulating effective risk management strategies.
  • A robust comprehension of financial principles, encompassing accounting, financial statement analysis, and credit risk metrics, is essential for success in this position.
  • Proficiency in relevant software tools and systems utilized for credit analysis, risk modeling, and portfolio management is often a prerequisite.
  • Effective communication skills are crucial for conveying intricate information, delivering recommendations, and collaborating with interdisciplinary teams.
  • Paying meticulous attention to detail is vital for accurately assessing credit applications, identifying risk factors, and ensuring adherence to policies and regulations.
  • Decisive decision-making abilities are necessary to evaluate credit risk factors, consider potential outcomes, and make informed lending decisions aligned with the organization's risk tolerance and objectives.
  • Candidates should demonstrate integrity and ethical conduct in their decision-making processes, maintaining fairness and transparency in credit evaluations and lending practices.

Reach out

Please submit your updated resume by using the APPLY NOW button

By submitting your personal data and resume, you consent to our use and sharing of this information with prospective employers for evaluating and processing your job application

CSearch Pte Ltd | 24C2261
Cheryl Lee Jin Ling | R

Tell employers what skills you have

Negotiation
Assessing
Analytical Skills
Modeling
Tolerance
Loans
Transparency
Risk Management
Economics
Climate
Underwriting
Attention to Detail
Financial Statements
Portfolio Management
Credit Risk
Credit Analysis

  • Credit Risk Analyst

    2 weeks ago

    Singapore AGRICULTURAL BANK OF CHINA LIMITED Full time

    Roles & ResponsibilitiesJob Description1) Liaise with Branch's front-office and back-office departments in processing of credit and trade transactions.2) Conduct credit risk analysis for corporate customers3) Evaluate corporate credit risk relating to credit terms and conditions prior to drawdown of facilities, to ensure full compliance and adherence prior...

  • Credit Risk Analyst

    4 weeks ago

    Singapore AGRICULTURAL BANK OF CHINA LIMITED Full time

    Roles & ResponsibilitiesJob Description1) Liaise with Branch’s front-office and back-office departments in processing of credit and trade transactions.2) Conduct credit risk analysis for corporate customers3) Evaluate corporate credit risk relating to credit terms and conditions prior to drawdown of facilities, to ensure full compliance and adherence prior...

  • Credit Risk Analyst

    4 weeks ago

    Singapore AGRICULTURAL BANK OF CHINA LIMITED Full time

    Roles & ResponsibilitiesJob Description1) Liaise with Branch’s front-office and back-office departments in processing of credit and trade transactions.2) Conduct credit risk analysis for corporate customers3) Evaluate corporate credit risk relating to credit terms and conditions prior to drawdown of facilities, to ensure full compliance and adherence prior...

  • Intern - Credit Risk Management

    2 months ago

    Singapore BANK OF CHINA LIMITED Full time

    Roles & ResponsibilitiesMain Duties and Responsibilities: Assist in work of credit risk stress test; Assist in financial data management and analysis. Assist in downloading and analyzing data from Bloomberg. Assist in regression modelling. Asisst in drafting reports, policies and relevent translation. Complete otherwork arrangements by the...

  • Credit Risk Analyst

    4 weeks ago

    Singapore STRIVEX PTE. LTD. Full time

    Roles & ResponsibilitiesStriveX is partnering with a regional Bank who is looking for a Credit Risk Analyst to join their Risk department. Reporting to the Head of Risk, you will be responsible for liaising with both front-office and back-office departments in the processing of credit and trade transactions. The role entails evaluating corporate credit risk,...

  • Credit Risk Analyst

    3 months ago

    Singapore STRIVEX PTE. LTD. Full time

    Roles & ResponsibilitiesStriveX is partnering with a regional Bank who is looking for a Credit Risk Analyst to join their Risk department. Reporting to the Head of Risk, you will be responsible for liaising with both front-office and back-office departments in the processing of credit and trade transactions. The role entails evaluating corporate credit risk,...

  • Senior Credit Risk Analyst

    2 weeks ago

    Singapore UNIVERZ HR CONSULTING PTE. LTD. Full time

    Role & Responsibilities:Assist the Head of Risk Management in the implementation of the overall company Risk Management Framework (policies, procedures and methodologies);Assist the Head of Risk Management in assessing risks facing the Company, mainly in the area of credit risk, and implement appropriate trading restrictions and risk mitigation...

  • Corporate Credit Analyst Risk Management Department

    2 months ago

    Singapore BANK OF CHINA LIMITED Full time

    Roles & ResponsibilitiesJob description: Perform independent evaluation/analysis/review risks for both new and existing clients (Commodity Traders, Financial Institutions, MNCs and SMEs) in accordance with Head Office and Branch requirements Ensure compliance of statutory and corporate policies Monitor potential and existing problem accounts Review and...

  • Intern - Credit Risk Management

    2 weeks ago

    Singapore BANK OF CHINA LIMITED Full time

    **Main Duties and Responsibilities: - Assist in work of credit risk stress test Assist in portfolio management work on basic data organization Conducting risk warning by taking into consideration of macroeconomy factors or risk events Coordinating the translating of policies and reports under the risk management framework Complete other specific work...

  • Credit Risk Manager

    2 weeks ago

    Singapore P.T. BANK NEGARA INDONESIA (PERSERO) TBK Full time

    Job Description: Performing credit activities particularly in analytical and mitigating business risk as relationship manager counterpart, including monitoring and maintaining debtor performance in order to contribute optimal income for the bank. Managing and performing comprehensice credit analysis to understand the financial condition, development and...

  • Head of Wholesale Credit Risk Management, Singapore

    2 weeks ago

    Singapore HSBC Full time

    Job descriptionSome careers grow faster than others.If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.Global Risk...

  • Credit Risk Management

    2 weeks ago

    Singapore WATERSTONE CONSULTING PTE. LTD. Full time

    Liaise with front-office and bank-office departments in processing of credit and trade transactions Responsible for credit and trade transactions' limit setup in the banking system and limit adjustments Evaluate corporate credit risk relating to credit terms and conditions prior to drawdown of facilities, to ensure full compliance and adherence prior to...

  • Banking: Head of Risk

    2 weeks ago

    Singapore THE RESOLUTE HUNTER PTE. LTD. Full time

    *Seeking for a Head of Risk who has more than 10 years of banking experience in risk management (Credit, Market, Liquidity and Ops risk)THE COMPANYRenowned for their solid brand and bank's culture, the company is well-received and accepted by their employees. The bank is currently seeking for a Head of Risk to be part of their team.JOB RESPONSIBILITIES...

  • Vice President, Head of Credit Risk Strategy

    2 weeks ago

    Singapore MUFG Bank, Ltd., Singapore Office Full time

    Vice President, Head of Credit Risk Strategy & Planning page is loaded Vice President, Head of Credit Risk Strategy & Planning Apply locations Singapore Office Marina One Melbourne Branch Sydney Branch time type Full time posted on Posted 11 Days Ago job requisition id WD Do you want your voice heard and your actions to count?Discover your opportunity with...

  • Senior Credit Risk Analyst

    2 weeks ago

    Singapore MENRVA PTE. LTD. Full time

    Role & Responsibilities: Assist the Head of Risk Management in the implementation of Risk Management policies, procedures and methodologies Assessing credit risk, and implement appropriate trading restrictions and risk mitigation measures and reporting breaches Monitoring counterparties credit on a daily basis and crediting daily reporting Managing trading...

  • Credit Risk Manager

    3 weeks ago

    Singapore Hudson Singapore Full time

    Responsibilities: Serve as the primary reviewer for new case assessments, conducting independent credit evaluations of cases from the Corporate Banking and Treasury Departments. Perform independent annual and ad-hoc credit reviews for existing cases submitted by the Corporate Banking and Treasury Departments. Prepare necessary documents, including original...

  • Corporate Credit Risk Officer

    2 weeks ago

    Singapore GREENLANE PRIVATE LTD. Full time

    Liaise with Branch's front-office and back-office departments in processing of credit and trade transactions Responsible for credit and trade transactions' limit setup in the banking system and limit adjustments Evaulate corporate credit risk relating to credit terms and conditions prior to drawndown of facilities, to ensure full compliance and adherence...

  • Private Banking Credit Analyst

    4 weeks ago

    Singapore Bank of China Limited, Singapore Branch Full time

    Job Description:   Review and analysis of credit proposals from Private Banking Department. Credit facilities include Lombard Loan, Premium Financing, Real Estate Financing etc. Provide credit facility recommendation to authorized approver and propose relevant risk mitigation/credit conditions if any. Ensure credit applications are in line with the Bank's...

  • Private Banking Credit Analyst

    4 weeks ago

    Singapore Bank of China Limited, Singapore Branch Full time

    Job Description:   Review and analysis of credit proposals from Private Banking Department. Credit facilities include Lombard Loan, Premium Financing, Real Estate Financing etc. Provide credit facility recommendation to authorized approver and propose relevant risk mitigation/credit conditions if any. Ensure credit applications are in line with the Bank's...

  • Credit Risk

    2 months ago

    Singapore CORNERSTONE GLOBAL PARTNERS PTE. LTD. Full time

    Roles & ResponsibilitiesJob Description: Facilitate communication between the front-office and back-office departments at the Branch, overseeing the processing of credit and trade transactions. Manage the setup of credit and trade transaction limits within the banking system and handle any necessary limit adjustments. Assess corporate credit risk...