AML Director

We are seeking a highly skilled and hands‑on Director AML to strengthen our second line of defence. You will have end‑to‑end ownership of transaction monitoring, name screening, blockchain analytics, and regulatory reporting. This role requires designing and maintaining FCC controls, driving enhancements to compliance frameworks, and ensuring alignment with MAS, FATF, and international standards. You will work closely with the VP, FCC, and engage with senior management and governance committees, making this a high‑impact leadership position. Key Responsibilities Transaction Monitoring & Controls Lead the design, implementation, and maintenance of transaction monitoring (TxM) rules and alerts, covering customer segmentation, product‑specific triggers, and cross‑border scenarios. Translate emerging money laundering (ML) and terrorist financing (TF) typologies into operational TxM detection scenarios. Optimize thresholds, parameters, and alert logic to minimize false positives while preserving detection effectiveness. Conduct regular back‑testing and validation of TxM rules and scenarios, documenting outcomes and recommending improvements. Oversee day‑to‑day monitoring across name screening, TxM, and blockchain analytics, ensuring timely escalation and resolution of alerts in line with policy and regulatory requirements. Develop, enhance, and maintain FCC policies, protocols, and workflows, ensuring they reflect regulatory expectations and operational realities. Identify process, system, and controls improvement opportunities to strengthen compliance effectiveness. Partner with Compliance, Product, and Technology teams to operationalize rules and implement process enhancements. Regulatory Reporting & Engagement Oversee the preparation and submission of Suspicious Transaction Reports (STRs) on SONAR and other regulatory filings. Maintain robust documentation of investigations, escalations, and regulatory engagements. Act as the focal point for regulatory interactions related to FCC, supporting inspections, audits, and thematic reviews. Identify, assess, and integrate third‑party TxM/KYT solutions, including blockchain analytics tools, into internal systems. Lead proofs‑of‑concept and ensure end‑to‑end workflow and data integrity between vendor systems and in‑house processes. Audit, Assurance & Governance Conduct sample checks on onboarding activities performed by first/1.5 lines of defence to strengthen assurance. Coordinate internal and external audits, evidence submission, remediation follow‑ups, and reporting to senior management. Consolidate FCC metrics (Transaction Monitoring alerts, KYT cases, STR trends) and prepare actionable insights for governance committees. Regulatory Alignment Monitor regulatory developments, interpret their operational impact, and translate them into FCC rules, policies, and processes. Ensure ongoing compliance with MAS, FATF, and international AML/CFT standards. Qualifications & Experience min. 8–10 years of hands‑on AML/CFT or FCC compliance experience in financial services. In‑depth knowledge of regulatory frameworks, STR reporting, and regulatory engagement. Practical experience with transaction monitoring systems, blockchain analytics, and name screening tools. Strong ability to draft, implement, and refine compliance policies and protocols. Excellent communication and leadership skills, with the ability to influence stakeholders across functions. What We Offer Regulatory Ownership: Direct accountability for FCC monitoring, reporting, and escalation activities. Career Progression: Clear pathway for growth within the compliance leadership track. Exposure: Regular engagement with senior management and governance committees. Innovation: Opportunity to work with advanced monitoring tools and blockchain analytics initiatives. Culture: Collaborative, agile environment where your expertise drives meaningful change. #J-18808-Ljbffr