Director, Group Deposits

1 day ago Be among the first 25 applicants Get AI-powered advice on this job and more exclusive features. Overview Part of the group WRB deposits product team based in Singapore reporting into the Group Head, Deposits. Support Group Head, Deposits in shaping the WRB Deposits and Payments strategy with implementation roadmap and targeted outcomes & KPI's. Lead new product development, enhancement of existing products/features and product management for deposits and payments in line with the overall group retail deposit products & segment strategy. Own end-to-end delivery of key Deposits & Payments initiatives with a focus on Product Innovation, Digital Journeys and Pricing Optimization, with the aim to ensure delivery of capabilities within budgets/timelines while ensuring the best in class client experience. Monetize capabilities and develop analytics to track performance. Drive product and journey standardization for retail deposits and payments globally. Responsible for deposit product and payments capabilities management, associated processes, and governance. Deliver above working closely with various stakeholders in country, region & group. Provide timely and key information around business performance, key risks & mitigating actions and regulatory mandates & updates to senior stakeholders. Responsibilities Support shaping of the Strategy along with detailed implementation roadmap As a key member of WRB Group Deposits product team, play a leading and proactive role in shaping WRB deposits and payments strategy with a clear implementation roadmap, articulation of what is required to make this happen and what are the expected outcomes both financial & non-financial. Support the Group Head to get the strategy & execution plan agreed with country, regions and Group MT. Have an updated detailed execution plan and tracking of the plan with periodic updates to senior WRB management team. Design & Implement Market leading Deposit Product, Pricing & Digital Customer Journeys in collaboration with countries, external partners and industry information. Build the business case for the initiatives and provide a pitch with details with high degree of conviction to get it approved for investment & execution. Lead the execution of the initiatives in an agile environment as product expert and as a Business Product Owner With deep knowledge of agile principles, own the vision of the Group Deposits and Payments strategy, and hold accountability for defining and delivering on the Objectives and Key Results (OKRs) of all relevant deposits and payments deliveries Defining end-to-end requirements, ensuring they are complete, integral and consistent Prioritizing Squad backlog in collaboration with One Delivery Product Owner, in terms of user stories to achieve business goals Managing relationships and synchronizing Technology colleagues with the Deposits Hive Lead, Delivery Product Owner and other Product Owners in cross-squads to align roadmaps, priorities and dependencies Ensure high degree of stakeholder management to enable all requirements and deliverables are understood, priorities reaffirmed, and expectations managed Work with markets for monetization of capabilities, helping to increase the bank’s customer base and product adoption Develop, deploy and track key success metrics, both P&L based and client satisfaction linked Business & Performance management Work with group analytics & finance to build/enhance analytics framework, dashboards, MIS & reports for insights into the WRB deposits and payments business Articulate analytics outcomes leading to tangible actions affecting customers, business growth and financial results Proactive performance management with coordination across countries to monitor progress and identify improvements Forecast risks & opportunities with group finance based on business trajectory and upcoming initiatives Understand FTP policy & changes for the WRB deposit business and guide countries to improve margins and report impacts to senior stakeholders People and Talent Provide inputs into squad member evaluations and performance reviews Allocate resources within the squad with Deposits Hive Lead and Delivery Product Owner Define necessary competencies in the squad and address gaps to maintain backlog momentum Risk Management and Governance Ensure end-to-end product & process governance for retail deposits products and payments capabilities Ensure timely, high-quality submissions for governance forums and compliance with standards and policies Promote ethical conduct and uphold the Group’s Values and Code of Conduct Understand regulatory requirements and expectations relevant to the role Regulatory & Business Conduct Demonstrate ethical conduct and regulatory compliance across Standard Chartered Bank Lead to achieve outcomes in line with the Bank’s Conduct Principles Identify, escalate, mitigate and resolve risk, conduct and compliance matters Our Ideal Candidate 10+ years of experience in a financial institution, preferably in Retail Clients / Retail Product & Project Management, with strong knowledge of Deposits, digital products and financial drivers. PMP/Agile certification preferred Strong understanding of Deposit P&L and its levers Understanding of and delivery under Agile framework Strong financial management: budget tracking, planning, forecast and variance explanations Good interpersonal and communication skills: networking, negotiation and influencing Positive attitude, able to work under pressure and meet deadlines Strong analytical and numerical skills Role Specific Technical Competencies Business Acumen Agile way of working Digital journeys Business Analytics About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Working at/Benefits We offer a competitive salary and benefits to support wellbeing. Benefits include retirement savings, medical and life insurance; flexible working options; wellbeing platforms; continuous learning; and an inclusive, values-driven culture. Recruitment Assessments Some roles use assessments to help determine fit. If invited, this indicates progression in the recruitment process. Visit our careers website for more information: #J-18808-Ljbffr