SVP, Head of Credit Approval, Consumer Credit Risk, Risk Management Group
4 weeks ago
Business Function
Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
Key Responsibilities Provide strong leadership and effective management of the consumer lending credit approval process by setting strategic objectives that will contribute to the overall growth, probability and customer satisfaction of the Bank’s lending portfolios. Foster effective collaboration with key stakeholders, including business, risk management, legal & compliance to ensure smooth customer journey throughout the loan application process. Work collaboratively with technology and operations teams to align credit approval processes with digital initiatives and leverage automation opportunities. Drive continuous optimization efforts, including automation and straight-through processing (STP) to streamline workflow and enhance efficiency. Stay updated on relevant industry regulations, compliance requirements and internal policies. Ensure that credit approval process adhere to all applicable laws, regulations, and the Bank’s policies. Provide leadership and guidance to the credit approval team, ensuring alignment with DBS values and culture. Set clear performance objectives and ensure the team is adequately trained to make informed credit decisions. Manage capacity to ensure the team has sufficient resources to handle volume of credit applications efficiently.
Experience / Competencies
A recognized Degree in Banking and Finance, Economics, Business Administration or equivalent. Minimum 10 years of experience in consumer banking, with a focus on credit approval and risk management. Proven experience in a leadership role, managing a team in a fast-paced and dynamic environment. Experience in managing stakeholder relationships and driving collaboration to achieve business objectives. Strong understanding of consumer lending regulations and compliance requirements. Knowledge of industry best practices, trends, and emerging technologies in the consumer banking and credit approval space. Demonstrated track record of driving process improvements and enhancing operational efficiency. Familiarity with credit scoring models, data analytics and portfolio management tools. A commitment to continuous learning and professional development in the field of credit approval and risk management.Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
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Singapur, Singapore DBS Bank Full timeBusiness Function Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...
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Singapur, Singapore DBS Bank Full timeBusiness Function Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...
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Singapur, Singapore DBS Bank Full timeBusiness Function Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a...
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