Director, CIB CFCR

Job Summary

This role combines strong experience of traditional financial services with knowledge of Digital Assets and their evolving risk and regulatory landscape. It provides an opportunity to apply established Compliance, Financial Crime and Conduct Risk expertise to both traditional and emerging business activities.

The role requires an understanding of traditional financial products, services and associated risk frameworks, alongside Digital Asset products, business models and their distinctive regulatory, financial crime and conduct considerations. The individual will work across relevant business and risk stakeholders, providing practical advice and supporting the effective management of risks as traditional finance and Digital Assets increasingly intersect.

Key Responsibilities

The role holder will be responsible:

• Support the Group’s commitment to high standards of Compliance, Conduct and Financial Crime Risk.
• Provide independent second-line oversight, specialist advice and constructive challenge in line with the relevant risk frameworks.
• Assess the effectiveness of the Group’s Compliance, Financial Crime and Conduct Risk requirements.
• Advise and challenge businesses and functions on conduct, regulatory compliance and fair client outcomes.
• Maintain independence and elevate material risks and issues promptly.
• Maintain effective relationships with relevant business and functional stakeholders.
• Support effective relationships with relevant regulators.

Other Responsibilities

Strategy

• Support the Bank’s strategic direction and growth priorities through the development and implementation of aligned Compliance, Financial Crime and Conduct Risk priorities.
• Support colleagues across relevant business areas and promote consistent technical knowledge, awareness of regulatory change and application of global standards.

Processes

• Support the effective implementation of Compliance policies, procedures and standards, including through practical advice, guidance and training.
• Provide appropriate advice and challenge on Compliance risks and controls, supporting regulatory obligations and high standards of conduct.
• Support the timely identification, escalation, mitigation and resolution of Compliance risks and issues, working collaboratively with relevant stakeholders.

Business

• Build effective relationships with business and risk stakeholders, providing clear, practical advice across traditional financial services and Digital Assets, and supporting commercial objectives within appropriate regulatory and risk parameters.
• Provide advice and constructive challenge on products, clients, transactions and new initiatives, considering relevant regulatory requirements, policies and standards, including the distinct risks arising from Digital Asset products, services and business models.
• Support the effective management of Compliance, Financial Crime and Conduct Risk, including through risk assessments, client and product processes, governance and controls, and the identification and escalation of material or emerging risks.
• Monitor and respond to regulatory and market developments, assessing their implications for both traditional financial services and Digital Assets and contributing to appropriate policy, framework and guidance developments.
• Contribute specialist knowledge and practical experience across the organisation, supporting consistent decision-making and helping translate complex or evolving risk and regulatory issues into clear, practical outcomes.

Risk Management

• Support the effective management of Compliance, Financial Crime and Conduct Risk, across traditional financial services and Digital Assets, including the identification, assessment, escalation and remediation of material regulatory and risk issues.
• Provide robust second-line oversight and constructive challenge of products, clients, transactions, business initiatives, risk assessments, controls and mitigating actions, taking account of the specific and evolving risks associated with Digital Assets.
• Identify and assess regulatory, market and risk developments, including those relating to Digital Assets, and translate these into clear advice on implications for business activities, policies, standards and controls.
• Support effective monitoring, surveillance and assurance, working with relevant teams to identify emerging risks, control weaknesses and areas requiring further action or escalation.
• Ensure significant regulatory breaches, risk tolerance breaches and other material concerns are escalated appropriately, with timely action taken to address identified issues.
• Support effective governance and reporting, providing app