Head of Move Money(Singapore, India)

Global Grade: Band 4

Work Type: Office Working

Employment Type: Permanent

Posting Start Date: 30/10/2026

Posting End Date: 13/11/2026

Job Description:

Job Summary

• This role could be based in Singapore and India. When you start the application process you will be presented with a drop down menu showing all countries, Please ensure that you select a country where the role is based.
• The Head of Move Money is the domain technology leader responsible for the design, architecture and optimization of the Bank's end-to-end money movement ecosystem. Reporting to the CIO Payments, the role owns the architectural integrity of payment routing, market infrastructure connectivity, clearing rail integration, settlement design, Nostro/Vostro mechanics and emerging digital payment rails.
• Leading a highly specialized team of solution architects, domain engineers and business analysts, the role serves as the strategic design authority for global payment flows, ensuring transactions are routed, settled and processed optimally while meeting market infrastructure rules, regulatory requirements, client expectations and operational resilience standards.
• The role acts as the bridge between Payments Business, Product, Operations, Treasury, Architecture and Engineering teams to ensure the Bank's payment ecosystem can support future growth, evolving market infrastructures, digital assets and increasing client complexity.

Key Responsibilities

• Domain Architecture & Solutioning: Lead the solution design, dynamic routing algorithms, and architectural blueprints for complex cross-border and domestic payment flows.
• Engineering: Co-Lead the engineering delivery for cross border transactions initiative and paytech with the regional Head of Payments Technology.
• Clearing Rail Expertise & Digital Assets: Own technical integration design across global clearing schemes (FEDWIRE, CHIPS, TARGET2, CHAPS, FAST, NPP, etc.), global payment rails (SWIFT, telegraphic transfers, book transfers, RTGS, domestic fast payments, etc.), emerging digital asset/CBDC rails, Nostro/Vostro account mechanics, and corporate ledgers.
• Resilient Routing & Cutoff Management: Build intelligent, fail-safe routing frameworks and dynamic fallback mechanisms that handle rail outages or liquidity constraints while adhering strictly to regulated clearing cutoff times and currency settlement windows.
• Tailored Client Services: Translate complex corporate treasury needs into scalable, automated settlement, dynamic routing, liquidity-optimised payment flows, and classes of service.
• Team Leadership: Direct a highly technical organization of domain architects, engineers, and business analysts.

Strategy

• Execute the Payments architecture strategy in alignment with the vision established by the CIO Payments.
• Define and evolve the target-state architecture for payment routing, settlement orchestration, market infrastructure connectivity, Nostro/Vostro optimisation and funds movement services.
• Establish the architecture roadmap for payment scheme connectivity, ISO 20022 adoption, routing intelligence and next-generation settlement capabilities.
• Drive the adoption of modern payment paradigms including API-enabled payments, real-time payments, programmable payments, distributed ledger technologies and emerging digital asset ecosystems.
• Shape the future-state design principles governing domestic, cross-border and multi-rail payment processing.
• Provide strategic guidance for market migrations, clearing scheme changes and emerging payment infrastructure opportunities.

Business

• Partner with Transaction Banking, Cash Management, Treasury and Product teams to translate business requirements into scalable payment flow solutions.
• Design optimal payment routes, settlement mechanisms and liquidity strategies that improve client outcomes, operational efficiency and commercial performance.
• Support new business opportunities through design of bespoke client payment solutions and differentiated service capabilities.
• Enable growth across domestic payments, cross-border payments, real-time payments and emerging payment ecosystems.
• Provide domain expertise supporting regulatory initiatives, market infrastructure upgrades and payment network changes.
• Work with clients, operations and product teams to simplify complex treasury and cash management requirements through scalable technical design.
• Ensure routing and settlement decisions balance client outcomes, resilience, cost efficiency, liquidity utilization and regulatory obligations.

Processes

• Own architecture governance, design standards and solution assurance processes across the Mov