Senior Manager, Instalments, Product, Smt

**Company Description**:
Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement.
**Join Visa: A Network Working for Everyone.**

**Team Summary**

The Consumer Solutions group manages the deployment and optimization of Visa’s core products base consisting of Credit, Debit and Prepaid payments solutions together with associated Loyalty and Benefits platforms. To do this, we work in close partnership with Visa clients and key Visa stakeholders. We are also the team responsible for leading the transition of these conventional card-based solutions onto digital form factors ensuring that Visa payments solutions are the market-leading way for consumers to spend their money and manage their payments across the Asia-Pacific region.

**What the Instalment Product Senior Manager does at Visa**:
Installments, whether in the form of a Buy-Now-Pay-Later experience or a more traditional monthly repayments plan will be a core part of the future of credit in Asia-Pacific and beyond. The Instalment Product Senior Manager will be part of managing those new elements of Visa’s approach to credit and will be responsible for driving the go-to-market (GTM) activities to deploy Visa’s Instalment proposition across Asia Pacific

Reporting to the Cluster Product Lead, the role-holder will execute Visa’s Instalment strategy and GTM activities, in collaboration with Visa global, regional and market teams, addressing both ‘traditional’ instalments payments as well as ‘Buy-Now-Pay-Later’ (BNPL) fintech opportunities.
**Key Responsibilities**
- Develop a compelling commercial proposition for market execution, from market-sizing, business case development, pricing and client-commercials for Issuing, Acquiring and Merchant Clients
- Drive the technical development required to deliver the solution in-market and lead the group across technical and commercial workstreams.
- Work closely with Design & Architecture, Digital Partnerships and CS teams to identify capability gaps and new product opportunities as well as drive the in-house product building process from a business and tech standpoint
- Be the Product SME who’ll collaborate with Marketing, Comms, Legal etc.

**Why this is important to Visa**

Consumer Solutions are the key basis for Visa’s business in Asia-Pacific and encompass conventional card-based credit, debit and prepaid programs as well as newer fintech-linked solutions. Consumer Solutions span all life-stage and income segments across Visa’s Asia-Pacific markets from entry-level Prepaid and Debit products through to High Net Worth credit propositions and solutions, and as such the team is a key platform for revenue generation and consumer engagement for Visa and our clients. Instalments and BNPL solutions are an essential component of the next phase of credit growth in the region, and this role will be instrumental in executing our strategy to address the opportunity.
**Projects you will be a part of**:

- Commercialization of the Visa instalments proposition across Asia-Pacific, taking learnings from past projects executions, enriching a robust commercial framework.
- Development and commercialization of new Visa’s solutions across AP markets, including new proposition development (based on upcoming needs)
- Responsible for the Instalment proposition deployment in AP and the development of issuing & acquiring Clients’ sales pipeline, working in close collaboration with our Relationship Management and other client-facing teams.
- Execution of projects to bring Visa interchange fully up-to-date and fit for purpose, working closely with the Pricing & IRF team, in-market Product and Sales teams.
Business planning, management reporting, analytics, budget management and adherence to compliance standards across all activities

**Qualifications**:
**What you will need**:
You will be the crucial point of contact for internal stakeholders to support Visa market teams in having commercial and, in particular, technical discussion of Visa Instalment products and solutions. You will need to be highly collaborative and strong project management skills are required, as you will be the key interface between the market teams, global team and Visa AP Hub to ensure a successful GTM executi