Senior Credit Manager
6 days ago
**JOB DESCRIPTION - SENIOR CREDIT MANAGER**
Provide strong risk governance, robust and balanced 2nd line challenge process for non-retail credit portfolios and to ensure business development within acceptable credit appetite and portfolio metrics.
**JOB RESPONSIBILITIES**
- Work closely with the first line by giving guidance on structuring credit facilities and regulatory requirements on credit policies.
- Provide recommendations for improving end-to-end credit process including guidance to business units through sharing sessions and transaction structuring alternatives to balance client and risk management requirements.
- Provide independent credit evaluation and make sound recommendations to improve asset quality while supporting business growth of the Bank.
- Manage the credit risk of the mid cap portfolio
- Exercise credit approval within own credit discretion
- Participate in various working groups / committees at Bank / industry / regulatory levels.
**JOB REQUIREMENTS**
- Bachelor’s degree in Banking and Finance / Business Administration / Economics or related discipline from a recognized university.
- Minimum 15 years of relevant credit evaluation & approval experience - well versed in credit analysis and financial modelling.
- Extensive experience in the mid-corporate/commercial banking credit space, with a strong emphasis on term lending, working capital financing and derivative products.
- Knowledge of credit underwriting best practices and compliance/regulatory issues, and
- Some experience of leading a team will be an added advantage.
- Good interpersonal and communication skills.
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