Assistant / Manager, Credit (Policy & Analytics)

5 days ago


Singapore HL BANK Full time

**Summary**

Play an instrumental role in developing credit policies and providing analytics to the various Business Units, i.e. Retail, Corporate and Private Banking.

**Responsibilities**
- Assist in the development of new credit policies for the Bank.
- Review and enhance existing credit policies
- Perform credit risk monitoring on portfolio to analyze risk trends and identify root causes; including origination, quality portfolio risk migration, performance vintage quality and system development.
- Partner with internal stakeholders to identify areas of opportunity and spearhead initiatives (e.g. scorecard development to improve underwriting) in order to enable profitable growth while minimizing credit risk exposures.
- Maintain strong working knowledge on lending related regulations to ensure compliance and abreast of development and best practices in the industry.
- Manage ongoing and ad-hoc reporting needs of the Bank.
- Devise dashboards using data visualization tool, such as Tableau.

**Requirements**:

- A recognized Degree in Banking and Finance, Economics, Business Administration or equivalent.
- Minimum 5 years of credit risk management experience in a Financial Institution, focusing on credit policy and analytics.
- Possess strong knowledge of data visualization tools, such as Tableau.
- Excellent knowledge of credit underwriting best practices and compliance/regulatory guidelines.
- Meticulous with an eye for detail.
- Able to multi-task and drive desired outcomes with tight timelines.
- Excellent interpersonal and written skills.
- Strong stakeholder management skills.
- Self-motivated team player who thrives in a fast-paced work environment.



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