Credit Cards and Personal Loan Apprentice Singapore 2025

Job ID: 13132

Location: Singapore, SG

Area of interest: Business Support, Management & Efficiency

Job type: Apprentice

Work style: Hybrid Working

Opening date: 3 Jan 2025

**Credit Cards and Personal Loan Apprentice 2025**
- Recent Polytechnic Graduates who join the Credit Card & Personal Loan Apprenticeship Programme will go through a 12-month learning and development journey across various SG Credit Card and Personal Loan business.

**Lending and Portfolio Team**

Grow profitable Balances via Instalment Programs such as Easypay on Transaction / Balances and Merchant Instalment Programs
- Work closely with Portfolio Manager to develop digital capabilities in our SC mobile app
- Develop and implement acquisition strategies and campaigns with stakeholders to promote awareness of the product and increase adoption rate
- Establish KPI to track growth and adoption rate
- Effectively and collaboratively identify, escalate, mitigate, and resolve risk as well as conduct and compliance matters.
- Work closely with Portfolio Manager for the implementation of the digital capabilities with the project team (including performing UAT and UVT testing logic)
- Involved in the design of processes which embed a digital-first approach with client-centric design principles to create exceptional user experience.
- Analyse the product sales data and market trends to create accurate forecasts and develop strategies based on data-driven insights.
- Facilitate effective cross-functional collaboration between key stakeholders to ensure alignment on product goals and seamless execution of campaigns and strategies.
- Assist the Portfolio Manager in preparing detailed reports on digital initiatives’ performance, providing insights and recommendations for future strategies

**About the Apprenticeship Programme**
- During this learning journey, you will embark on two 6-months rotations. You will be exposed to different projects and tasks, alongside structured training, mentorship and on-the-job learning. Through the programme, you’ll experience an incredible and varied global learning experience, which includes but not limited to:

- Talent assignments
- Technical and professional skills training
- Future Skills and development workshops
- Targeted online learning
- Inspiring thought leadership speaker events
- Real-life business problem solving and more

**Eligibility**
- Graduates from all Polytechnic Diploma disciplines who have less than 2 years of working experience is welcomed.
- Have the permanent legal right to work in Singapore
- Keen interest in Banking and Finance industry
- Have a basic understanding of digital banking/ BNPL (Buy Now Pay Later) app functions
- Have prior experience in managing / assisting on a delivery of a project
- Able to work with different stakeholders to deliver business objectives

**About Standard Chartered**
- We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.- Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.- Together we:
- **Do the right thing** and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- **Never settle**, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- **Are better together**, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.

**What we offer**

**In line with our Fair Pay Charter,** we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.- **Core bank funding for retirement savings, medical and life insurance,** with flexible and voluntary benefits available in some locations.
- **Time-off** including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- **Flexible working** options based around home and office locations, with flexible working patterns.
- **Proactive wellbeing support** through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all so