Avp/vp - Overdraft Product Manager, Insitutional Banking Group

7 days ago


Singapore DBS Bank Full time

The Overdraft Product Manager will lead the strategic development, management, and growth of the bank’s overdraft lending proposition for corporate clients. The role combines P&L ownership, product innovation, and regulatory/compliance stewardship, ensuring the overdraft portfolio is profitable, scalable, and aligned with client working capital needs. Overdraft remains a critical anchor product for corporate clients’ short-term working capital needs. This role will shape the future of the overdraft proposition, drive both profitability and client experience, while enabling the bank to compete effectively in a rapidly digitalizing lending landscape.Key Responsibilities:

- Product Strategy & Proposition:

- 10 years of relevant experience in corporate banking, lending, or working capital product management.* Understanding of overdraft / revolving credit facilities, credit underwriting frameworks, and regulatory capital treatment would be a plus* Experience in digitization of lending journeys a strong plus.* Excellent stakeholder management and influencing skills.* Degree in Business, Finance, Economics or related discipline; MBA or equivalent preferred.* Demonstrated experience in managing a product P&L, including pricing strategy, utilization optimization, margin improvement, and capital efficiency.* Proven ability to own and drive end-to-end product strategy for corporate lending products, including identifying growth opportunities and market differentiation levers.



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