Avp/vp, Documentation Specialist, Corporate Credit Admin

Responsible for managing a portfolio of complex documentation deals, and handling middle office operations (implementation, drawdowns, credit reviews) and Risk and Control functions in a dynamic, cross-functional team in Corporate Credit Administration - Business Banking Credit Administration (CCA-BBCA) supporting Group Wholesale Banking, Global Markets, and Risk Management.

**Responsibilities**
- Ensure timely, accurate and effective credit administrative support to Group Wholesale Banking (GWB) in granting credit facilities (bilateral / syndicated loans) which includes the following areas:

- Implementation / restructuring of credit facilities
- Disbursement of loans
- Redemption of loans
- Annual review of the legal documentation for credit facilities
- Verify approvals are in accordance with Credit Policy’s Lending Authority Limits
- Ensure conditions of approvals, loan documentation comply with terms of approval prior to implementation/disbursement of facilities
- Adhere to documented procedures, control guidelines, policy, and compliance framework
- Ensure covenants, exceptions are logged, monitored & followed-up and through
- Work with relationship managers, risk managers, policy and internal legal on loan documentation matters
- Implement facility limits, maintain accurate credit documentation and transaction records
- Provide instructions and liaise with downstream to setup loan account and tranche for disbursement
- Attend to business partners’ queries & requests timely
- Undertake coordinator role for the Department’s business continuity plan and other risk related functions
- Perform periodic risk controls self-assessments
- Conduct regular review on operation process/workflows, update the control procedures manual and assist in ad-hoc projects, if necessary
- Contribute to process improvements and quality projects to enhance productivity and improve service
- Assist in collating MIS data
- Assist in reporting to Regulatory bodies

**Qualifications**

**Qualifications**
- Bachelor’s degree from a reputable university (Singapore or overseas)
- Minimum 10 years extensive experience in Credit Administration and Legal Documentation review for large corporate banking and medium-sized business banking lending business
- Experience in preparing in-house (Letter of Offer) and external legal counsel documentations (Facility Agreement)
- Functional knowledge includes:

- Shipping / Aircraft financing
- Property financing
- Project financing
- Conglomerate financing
- Commodities financing
- Sustainable financing
- Acquisition financing
- Familiar with regulatory requirements including MAS637, MAS757, S35, and S29
- Extensive product domain including:

- Loan
- OD
- Trade Finance
- Supplied Chain Products
- Treasury
- Analytical with a keen eye for details, neat and meticulous
- Pro-active, good interpersonal and communication skills
- Able to work under stress and adaptability to changes
- Good team player and able to motivate team members to meet/exceed expectations and manage team efficiency
- Able to initiate/manage process improvements to improve staff productivity or service satisfaction

**Competencies**
- Action Oriented: take on new opportunities and tough challenges with a sense of urgency, energy, and enthusiasm
- Collaborates: build partnerships and working collectively with others to meet shared objectives
- Courage: step up to address difficult issues and say what needs to be said (speak-up)
- Relationship Focus: build strong business and customer relationships and deliver customer-centric solutions
- Instills Trust: gain confidence and trust of others through honesty, integrity, and authenticity
- Nimble Learning: active learning through experimentation when tackling new problems, using both successes and failures as learnings
- Decision Quality: make sound and timely decisions to keep the organization moving forward
- Drives Vision & Purpose: paint a compelling picture of the vision and strategy that motivates others to action
- Gives Clarity & Guidance: provide direction, delegation, and removing barriers
- Transformation Mindset: embrace and manage change management projects to improve operations excellence, service quality, and client experience
- Risk Management: protect the organization from financial, operational, regulatory, and reputational risk

**Who you work with**

**Who we are**

Singapore’s longest established bank, we’ve been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, the entire focus of our organisation remains to be Simply Spot On. In everything we do.

And so whether you want innovate needs-based financial services. Work in frie