Head, Risk Analytics

Job ID: 27817

Location: Singapore, SG

Area of interest: Transaction Banking

Job type: Regular Employee

Work style: Office Working

Opening date: 6 May 2025

**Job Summary**The Trade Risk & Portfolio Management team is responsible for end to end management of all risk types for the Trade & Working capital products, coordinating risk management across all process universes underpinning delivery of the Trade offering to clients. Key risks addresses are financial risk (in particular Credit and Fraud) and non-financial (in particular operational risk, CFCC and reputational risk).**Key Responsibilities**

**Risk Analytics - Trade & Working Capital Portfolio**
- Build dashboards by leveraging on internal and/or market data (where applicable)
- Set, assess and monitor portfolio exposures, risk appetite with thresholds determined

**Portfolio Reporting and Portfolio Management**
- Develop and implement baseline portfolio reporting supporting the Global Head Trade & Working Capital and the Trade MT in managing the risk of the Trade portfolio.
- Set up and drive a program of periodic trade portfolio reviews covering pertinent risks and issues, leading to tangible portfolio action plans in close collaboration with credit risk and credit and portfolio risk.
- Performs sensitivity analysis with action plans
- Track and monitor the execution of all portfolio decisions and action plans.

**Risk Innovation**
- Strategize and lead development of data based/ AI models for products in Trade space including risk approval framework linked to these.

**Risk / return optimisation**
- Develop dashboards to monitor the Trade & Working capital Portfolio from RWA, return, portfolio mix and utilisation perspective and implement periodic reports to Global Head Trade & Working Capital and the Trade MT and dynamic management on pricing based on changes in risk parameters / portfolio mix.

**Leadership, People and Talent**
- Responsible for leading, directing and influencing the frontline teams responsible to develop, manage or sell trade products in:

- Driving the correct risk culture and risk identification methodology;
- Adopting a strategic mindset to advise senior business leaders on risk issues and forward looking solutions.
- Driving collaboration between RMs, TB Product and the TB Sales teams on client and portfolio risks.
- Providing advisory, constructive challenge and thought leadership perspectives on a range of risk related opportunities and challenges in country and across the markets (thought leadership)
- Responsible for ensuring a sustainable organizational focus on deepening product management excellence across the organization underpinned by investment in promoting and extending the brand of the Transaction Banking at all levels of the enterprise.

**Conduct**
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
- Lead the Trade Portfolio Management team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

**Key Stakeholders**
- Global Head, Trade
- Global Head, Transaction Banking
- Global Head, Credit and Portfolio Management
- Chief Risk Officer Business
- COO TB
- COO Trade
- Region Heads of Trade and Transaction Banking
- Global Head, Industries
- Regional Heads, CCIB Clients
- Regional Heads TB Sales
- TB Risk
- Operational Risk
- Fraud Risk Management
- CFCC

**Other Responsibilities**
- Embed Here for good and Group’s brand and values in CCIB; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
- Education
- Degree level education
- Ideally Masters and/or Professional qualifications in Finance (e.g. Accountancy, CFA, MBA etc).
- Languages - Fluency in English

**Professional experience**:

- 8+ years relevant banking/finance risk management/ data analytics experience:
- Significant experience of portfolio management, or front office sales / client coverage, product, structuring or distribution with strong credit aspect. Deep and practical understanding of management of credit and fraud risks arising from Trade facilities and structures, across diverse markets.
- Senior influence, engagement and coordination:
- Senior management engagement / influencing skills, and credibility. Ability to engage with the relevant first and second line functions and advocate for the Trade product perspective. Ability to coordinate and deliver build of key cross-function initiatives.
- Market knowledge and busi