Senior Manager, Risk and Compliance

**The Company**

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary: PayPal is seeking a seasoned professional to join its Risk & Compliance Advisory team, providing oversight and strategic guidance for global initiatives and fintech partnerships. The role involves leading complex compliance and risk management projects, advising on fraud, AML/CFT, compliance, and data privacy in cross-border payments. This position acts as the second line of defense, operating independently from PayPal’s core business units, and requires flexibility to collaborate across global time zones. Key role focus includes but not limited to: - Develop, implement and enhance policies around risk management (e.g. AML/CFT, regulatory, fraud, data privacy, partner due diligence) for global initiatives and partnerships. - Partner closely with internal stakeholders (e.g. Legal, Risk, Product, Technology) to provide compliance advisory guidance on policy adherence and governance-related matters. - Review partner due diligence and ensure compliance with policies by partners through strategic measures and providing guidance. - Monitor regulatory developments (e.g. AML/CFT, fraud risk, data privacy), and identify impact on policies and introduce changes where necessary. - Investigate potential violations or breaches of policies and determine appropriate resolution paths, including remediation actions or enforcement measures. - Responsible for Screening and Transaction Monitoring program setting and maintenance. - Monitor suspicious activities and file STRs (Suspicious Transaction Reports) with the STRO (Suspicious Transaction Reporting Office), as required. - Serve as a trusted compliance advisor to business units and partners, ensuring alignment between commercial goals and policy adherence. - Identify and monitor emerging and active risks and issues and assist in developing mitigation strategies and supporting their implementation. - Engage with external stakeholders (e.g. financial institutions, regulatory bodies, payment partners, industry consortia) to keep policies up-to-date and in line with market trends/requirements. - Engage Risk and Compliance program stakeholders across the organization to support business initiatives and execute SLOD program requirements. - Provide advisory on Enterprise Risk and Compliance Management Framework within the region, such as Risk Lifecycle, Issue and Incident Management, Obligation and Regulatory Change Management, amongst others. - Support regulatory interactions, or adhoc requests as they arise. - Perform internal and external reporting and support preparation and coordination of various Compliance and/or Regulatory reports. - Prepare/Present Management Information materials to various governance forums and management meetings. - Support internal and external aud