Senior Executive, Credit Risk Management
3 days ago
As a credit analyst, you will report to the Head of ALM & Product Solutions and contribute to the credit related activities which include but are not limited to credit assessment, credit monitoring and oversight of our fund managers.
This will be an opportunity for an individual to conduct in-depth credit analyses, analyze credit risk at the portfolio level and contribute to the development of the credit risk framework of the company.
**Responsibilities**:
- Perform portfolio monitoring, limits tracking, and provide early warning indicators alerts to internal stakeholders
- Timely reporting on credit portfolio
- Prepare internal credit rating report and conduct annual review for issuers ensuring adherence to Income's credit rating process, policy, and regulatory guidelines
- Follow regulatory and compliance development, and support discussion with other departments (e.g. Finance and Risk) for any credit related project such as IFRS9 and regulatory capital project
**Requirements**:
- Bachelor's degree in Finance, Accounting or any related disciplines
- Preferably with 1 to 3 years of relevant experience
- Experience in independently conducting credit and financial analysis is a plus
- Strong financial modelling skills and knowledge in fixed income market
- Strong skills in spreadsheets with eye for detail
- Intuitive and fast learner who can multi-task
- Knowledge of rating agencies rating methodologies is a plus
- Knowledge of Bloomberg functionalities
- Excellent written and oral communication skills
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