Head of Credit Risk Management
1 day ago
If you are looking to excel and make a difference, take a closer look at us
- Functional
_(job responsibilities)_- Establish a robust Credit Evaluation framework on credit underwriting, analytics, collections & recoveries and fraud management for the Bank. The framework and all processes are compliant with internal guidelines and MAS / BNM regulations-
- Lead the transformation of credit related systems (digitization) to enhance operation / workflow efficiency and cost saving.Strategize and steer the collections and recovery efforts with the aim of maximizing recoveries and minimizing losses. Heighten the teams’ readiness to prepare for any economic slowdown - identification of any Risk Mitigation programs to assist customers-
- Work closely with Head Office Fraud management to enhance anti-fraud management, online fraud management, and fraud model/rules management-
- Credit risk monitoring on portfolio to analyze risk trends and identify root causes, covering the entire credit cycle from origination, portfolio monitoring to collections. This would also include covering industry trends to benchmark against internal portfolio and vintage analysis.- Jobholder Requirements- A recognised Degree in any discipline.-
- 10 to 15 years of relevant experience in the financial sector, with at least 5 years’ experience in a Head of Credit capacity.-
- Experience in handling loans and credit facilities offered by Consumer, Corporate and Private Banking business units.-
- Experience in handling collections and recoveries.-
- Prior experience with risk related systems will be an added advantage.-
- Strong presentation and influencing skills required to put forward proposals to the Senior Management.-
- Possess excellent verbal and written communication skills.-
- A proven track record of consistent performance and achievement.- This role is based in HL Bank Singapore._
- About Hong Leong Bank_
- We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China._
- We seek to strike a balance between diversity, inclusion and merit to achieve our _
- mission of infusing diversity in thinking and skillsets into our organisation._
- are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. _
- Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation._
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