Underwriting Analyst

1 week ago


Singapore Unlimit Full time

**About Unlimit**

Founded in 2009, Unlimit is a global fintech company with 16 offices all over the world and more than 400 employees, that offers a large portfolio of financial services - from acquiring (payment processing) to banking and banking as a service. Our mission is to be “ready for tomorrow” and to provide our customers with a sense of stability in the ever-changing financial landscape and an opportunity to be prepared for whatever the tomorrow of business brings their way, so that while others observe, they can already take advantage.

**Job purpose**:
**Main duties and responsibilities**:

- Ensure adherence to Company and Card Schemes rules and policies
- Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
- Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
- Perform calculation of the financial risk exposure and the relevant risk mitigation measures
- Setup processes, monitor and execute checks related to merchants on-boarding and monitoring
- Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process
- Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding
- Provide support for periodical reviews and audits
- Continuous process improvement and sharing best practice

**Main qualification, skills and experience**:

- At least 3 years of **experience in acquiring and merchants underwriting**:

- Understanding of **AML, KYC, PCI and Internal Controls**:

- Knowledge of **Card Schemes rules and regulations** in relation to **merchants onboarding and monitoring**:

- Extremely detail-oriented, organized and have the ability to multi-task
- Able to work in an independent way, while at the same time to be a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
- Take initiative, ownership and committed to challenging the status quo
- Self-starter who enjoys a fast-paced environment
- Excellent written and verbal communication
- Analytical skills to identify and assess potential fraud and compliance issues
- Demonstrated skills in risk assessment. The ability to escalation when appropriate

**Join Unlimit Team now



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