Managing Director, Head of Credit Risk Management

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**Purpose of Role**

This role sits within the Risk Management Office for Asia. The incumbent will be responsible for leading credit risk oversight/management and activities, reputation and climate change (ESG related) risk areas for APAC region (excluding China and Japan). As the centre of excellence, the Head of Credit Risk Management manages the regional development, enhancement, and integration of risk management frameworks and processes to ensure credit risk related alignment across the branches within the region.

**Main Responsibilities**
- Strategic- Develop and lead strategy of credit, reputation and climate change (ESG related) risk oversight/management and activities for APAC, collaborating with the relevant divisions and head offices, and ensure alignment with the organization’s overall strategy (at regional and global level), while abiding to the regulatory requirements of the countries- Act as a trusted advisor to senior leadership on credit risk matters- Develop implementation plan and promote new development, enhancement, and integration of risk management frameworks and processes as centre of excellence across branches, collaborating with relevant divisions and head offices
- Financial- Develop and manage expense and investment budget plan in terms of cost efficiency, collaborating with the relevant budget and expense management team within the division- Promote and increase the operational efficiency of processes and practices
- Customer- Review and challenge the relevant first-line activities from Global Corporates & Investment Banking (GCIB) & Japanese Corporates & Investment Banking (JCIB) etc., as part of the second line, with emphasis the importance of instilling a strong sense of risk ownership within the first line- Partner with relevant businesses and functions or offices including Singapore Branch to promote risk governance and the appropriate level of risk controls in credit, reputation, climate change (ESG related) risk areas- Support local risk team in APAC region by addressing local credit, reputation, and climate change (ESG related) risk agendas through active participation in local committees etc.- Facilitate group collaboration to enhance and strengthen regional governance within Partner Banks (Security Bank Corporation, Vietinbank etc.), securities, and trust banks etc.
- People- Responsible for managing (objective setting & performance management), developing (coaching, career progression & training), rewarding and recognizing employees- Develop regional and local risk teams’ capabilities to enhance their performance and achieve the regional risk objectives- Strengthen employees’ engagement
- Control/Others- Manage risk governance and risk controls for credit, reputation, climate change (SG related) risk areas, such including credit policy, data management, and helpdesk for credit system.- Oversee required participations of projects and initiatives such as local/regional/global enhancement of risk governance and risk controls- Manage all regional Credit Risk Management Committee related matters including planning for agenda and preparation of materials with seeking for efficiency and leading discussions during the committee as necessary

**Job Requirements**- Bachelor Degree qualified- Minimum 15 years of related work experience in the banking industry, including senior management experience in a similar role- Business level of Japanese proficiency required to communicate (written and spoken) with Tokyo Head Office and stakeholders in Japan; to understand Japanese credit policy of assigned portfolio and to review its alignment with Head Office’s policy- Strong knowledge of in Risk specifically credit, reputation, climate change (ESG related) risk and banking products, as well as risk management trend- Strong communication skills with the ability to influence others- Strong stakeholder management skills to collaborate with other departments- Strong coaching, mentoring and leadership skills to manage team

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term