Vice President, Credit Management for Financial Institutions

**Do you want your voice heard and your actions to count?**

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

**Responsibilities**:
MUFG Bank is seeking a Vice President, Credit Management for Financial Institutions to join their Singapore office. This is a rare opportunity to take on a pivotal role within a highly respected team, where your expertise in credit evaluation and portfolio management will directly influence the organisation’s growth and success across Asia and beyond. You will be entrusted with significant responsibility, working closely with senior stakeholders and business partners to shape transaction structures, guide risk appetite, and ensure robust due diligence. The environment is supportive and collaborative, offering you the chance to mentor colleagues, contribute to strategic initiatives, and develop your career within a global network. If you are looking for a position that values your analytical acumen, encourages knowledge sharing, and provides exposure to complex cross-border transactions, this could be the next step in your professional journey.

- Take ownership of a diverse portfolio of bank clients and play an integral part in evaluating high-value, complex transactions across multiple jurisdictions.

- Work collaboratively with business leaders and support functions to provide expert guidance on risk appetite, due diligence, structuring, financial modelling, and risk assessment.

- Benefit from a culture that prioritises teamwork, mentorship, and professional development while engaging in meaningful projects that drive organisational change.

**What you'll do**:
As Vice President, Credit Management for Financial Institutions based in Singapore, you will immerse yourself in the dynamic world of credit evaluation for a broad spectrum of financial counterparties. Your day-to-day responsibilities will see you collaborating with business units from the earliest stages of transaction origination through to final approval. You will act as a trusted advisor—guiding structuring decisions, ensuring rigorous due diligence is performed, shaping policy interpretation, and presenting recommendations clearly to senior leadership. Your ability to analyse complex scenarios across different sectors and geographies will be essential as you monitor portfolios for emerging risks. In addition to technical excellence, your interpersonal skills will shine as you coach team members and work collegially across departments. By contributing your insights into policy development and supporting change initiatives, you will help drive continuous improvement throughout the organisation.

- Engage proactively with business teams at early stages of potential transactions to form well-informed views, present these perspectives to senior management, and participate actively in deal screening committees.

- Provide clear guidance on policy interpretation and risk appetite while influencing transaction structures and facility terms to effectively mitigate risks.

- Present complex transactions concisely to senior management locally and internationally, demonstrating deep understanding of client profiles, transaction specifics, associated risks, and mitigation strategies.

- Offer alternative solutions when proposals do not meet bankability criteria by identifying risk mitigating options that align with organisational objectives.

- Support colleagues through coaching and mentoring activities that foster a strong sense of teamwork and shared purpose within the department.

- Collaborate closely with stakeholders across divisions and regions to build trusted relationships that facilitate effective communication on risk matters.

- Participate in term sheet negotiations, loan documentation reviews, ISDA/CSA discussions with business stakeholders to ensure credit terms are commercially sound and aligned with risk policies.

- Monitor assigned client portfolios from both sectoral and country perspectives; identify emerging issues promptly and recommend appropriate mitigating actions.

- Contribute to new business initiatives by providing risk-focused guidance; participate in policy development projects as well as regional or head office-driven change initiatives.

**What you bring**:
To excel as Vice President