Money Laundering Reporting Officer

**A universe of opportunities. Open to you.**

Payoneer's mission is to empower anyone, anywhere to participate and succeed in the global economy. If our mission connects with your values, if you revel in solving complex challenges, and if you want to continuously advance your career, come realize your potential at Payoneer

Life at Payoneer is a global community, where you'll work with colleagues all over the world, in a hybrid or remote work frame. As an equal opportunity employer, the only things that matter to us are your skills, your drive and your desire to have a positive impact on others.

Payoneer** **is looking for a **Money Laundering Reporting Officer (MLRO) - Singapore**, based in Singapore; report directly to the Head of Compliance, APAC.

You are an energetic, motivated self-starter able to learn quickly in a fast-paced environment and to grow new and existing accounts. You have strong initiative, solid written/verbal communication skills unflagging attention to detail and an overall commitment to excellence. You are a passionate, committed professional with a keen sense of people, high intellect/intellectual curiosity, strong work ethic and accountability. Ideally you will have experience in operating and maintaining an AML programme in Singapore under the local requirements by Monetary Authority of Singapore.

**Location**

Singapore

**What you'll be spending your time on**:

- Possess an awareness of regulatory Singapore and other APAC Regions AML compliance environments as well as an interest to self-educate on new topics and changing requirements.
- Partner with AML Investigators in order to understand their workflow and to utilize their feedback, where appropriate, to strengthen the quality of AML and EDD Analytics work product.
- Partner with Business Line (BL) contacts to fully-understand Payoneer product offerings, embedded BL compliance functions, and where the AML and EDD Analytics team can provide value in terms of risk coverage and mitigation.
- Lead the development and improvement of new reporting functionality and transaction monitoring channels for AML and KYC EDD support purposes.
- Create professional program/reporting documentation in support of AML Monitoring, EDD and Sanctions
- Work with technology and senior AML management to drive the Financial Crimes Compliance.
- Professional presentation skills for audiences including but not limited to senior leadership, regulatory and business partners.
- Day to day oversight and implementation of Payoneer Singapore's AML/CTF policies and procedures on a risk-based approach
- Serve as Payoneer Singapore point of contact for external Compliance / AML-CTF matters, including dealings with regulators
- Recommendation to Board of Directors / MLRO concerning effectiveness of Compliance Program and improvements
- File reports with regulatory authorities
- Manage escalations from Operations teams relating to KYC, onboarding and Risk Investigations
- Timely response to data requests.
- Provide constructive feedback and daily guidance to analysts.
- Research and conduct analytics
- Manage production and quality results
- Lead an Enhanced Due Diligence function
- Lead change; resolve conflict

**Is this you?**

The Payoneers are:
Accountable | Adaptable | Collaborative | Communicative | Fast Learners | Independent | Motivated | Problem Solvers | Resilient | Technically Proficient

**For this role you are (have) also**:

- Strong investigative and research skills
- Able to work in a fast-paced, deadline-driven environment
- Excellent interpersonal, verbal, and communication (including presentations) skills
- Attention to detail, very well organized
- Ability to work smoothly with a variety of teams across locations, functions
- Able to and enjoy working in a dynamic, changing and uncertain environment
- Native in English, other Asia languages (esp. Mandarin) a plus but not a must

**Have you done this kind of stuff?**
- Bachelor's degree with relevant work experience
- 5+ years of financial experience in the compliance, BSA/AML or Sanctions Screening (OFAC) disciplines
- CAMS certification or equivalent is preferred
- Has a comprehensive understanding of AML/BSA/OFAC controls
- Experience in building and leading a team with a proven record of results
- Strong professional presence to support regular interactions with senior management

**Who we are**:
Payoneer (NASDAQ: PAYO) is the world's go-to partner for digital commerce, everywhere. From borderless payments to boundless growth, Payoneer promises any business, in any market, the technology, connections and confidence to participate and flourish in the new global economy. Powering growth for customers ranging from aspiring entrepreneurs in emerging markets to the world's leading brands, Payoneer offers a universe of opportunities, open to you.