Senior Underwriter, Liability

As part of the Talanx Group, HDI Global SE, Singapore has been one of the leading insurers offering a broad and needs-based range of insurance solutions and accompanying services for decades. HDI operates through foreign branches, subsidiaries and affiliates as well as network partners in more than 150 countries.

We offer our employees all of the advantages of an international company by providing an exceptional, modern working environment that constantly challenges and rewards. We promote high levels of internal and external communication and concentrate on achieving our goals through teamwork. We offer you the opportunity to contribute your own ideas and actively become involved in shaping the future of our company.

Due to our company's continued growth and expansion, we are now hiring

Senior Underwriter, Liability

Join us if you are passionate about Casualty insurance and eager to advance your underwriting career? Join our team as a Senior Underwrite with a focus on large and complex risks, multinational programs and be-spoke solutions. You will analyze and underwrite new and renewal business, engaging with the market and providing value to our partners. You will handle assignments under limited supervision.

Be part of a global insurance leader committed to Partner in Transformation, collaboration and ownership. This role involves regular market interactions while adhering to our underwriting framework.

If you are ready for new challenges, we encourage you to apply.

Job Purpose

As a Senior Casualty Underwriter, you will play a pivotal role in managing and underwriting a portfolio of casualty risks, ensuring profitable growth while maintaining compliance with company policies and regulatory requirements. You will provide technical expertise, mentor junior underwriters, and build strong relationships with brokers and clients to achieve strategic objectives.

Key Responsibilities
- Underwriting and Risk Assessment
- Evaluate and underwrite casualty risks, including general liability, employers’ liability, and public liability, ensuring adherence to underwriting guidelines and authority limits.
- Assess the acceptability of risks by analyzing financials, loss history, industry trends, and legal environments.
- Price risks using actuarial models, rating tools, and market data to ensure profitability.
- Develop customized insurance solutions for complex or high-value accounts.
- Portfolio Management
- Monitor the performance of the casualty portfolio and take corrective actions to maintain profitability.
- Collaborate with referrals, pricing and reserving actuaries, claims teams, and risk engineers to assess portfolio trends and optimize underwriting strategies.
- Prepare regular reports on underwriting performance, risk exposures, and market trends.

Business Development
- Build and maintain strong relationships with brokers and key clients to drive new business and renewals.
- Participate in client and broker meetings to present underwriting capabilities and solutions.
- Identify market opportunities and develop strategies to capture profitable business.

Leadership and Mentoring
- Provide guidance and training to junior underwriters, enhancing their technical skills and decision-making abilities.
- Act as a technical resource for complex cases, ensuring alignment with company standards.
- Promote a culture of collaboration, innovation, and continuous learning within the underwriting team.

Regulatory and Compliance
- Ensure underwriting practices comply with internal guidelines, frameworks, legal requirements, and industry regulations.
- Stay updated on changes in regulations, laws, and industry practices affecting casualty insurance.

Educational Background
- Bachelor’s degree in Business, Finance, Insurance, or a related field
- Professional certifications preferred such as ACII, or CPCU are advantageous.

Experience
- At least 5-8 years of experience in casualty underwriting, with a proven track record in managing complex accounts.
- Strong knowledge of casualty lines, including general liability, employers’ liability, product liability, and umbrella policies.

Technical Skills
- Proficiency in underwriting tools, pricing models, and risk assessment methodologies.
- Solid understanding of legal, regulatory, and market developments in casualty insurance.
- Strong analytical, negotiation, and decision-making skills.

Soft Skills
- Excellent communication and presentation skills.
- Ability to build and maintain strong relationships with stakeholders.
- Leadership qualities with the ability to mentor and inspire a team.

Key Performance Indicators (KPIs)
- Achievement of portfolio profitability and growth targets.
- Retention and acquisition of key clients and brokers.
- Compliance with underwriting guidelines and regulatory standards.
- Timely delivery of underwriting decisions and reports.

Work Environment
- Flexible working arrangements as per Company policy with occasional travel for client and