Financial Analyst

About Us

At 30 Jun 2025, the Group and its associates operated over 7,500 outlets and employed over 83,000 people. The Group had total annual revenue in 2024 exceeding US$24.9 billion.

The Group is dedicated to delivering quality, value and service to Asian consumers through a compelling retail experience, supported by an extensive store network and highly efficient supply chains. The Group, including its associates, operates a portfolio of well-known brands across five key divisions: health and beauty, convenience, food, home furnishings, and restaurants.

The Group's parent company, DFI Retail Group Holdings Limited, is incorporated in Bermuda and has a primary listing in the equity shares (transition) category of the London Stock Exchange, with secondary listings in Bermuda and Singapore. The Group's businesses are managed from Hong Kong.

DFI Retail Group is a member of the Jardine Matheson Group.

The Role

Reporting to the Head of Finance, your responsibility is to build a strong business partnership with the different stakeholders of health & beauty business in Singapore, becoming a trusted and valued member of their teams.

Design and deliver BAU and critical initiatives that can drive our company forward and improve overall profitability while helping our customers afford a health and beautiful – every day.

1. Financial Stewardship & Reporting

• Lead the month-end closing process, ensuring accuracy, completeness, and adherence to accounting standards and group timelines.
• Prepare and present timely, accurate, and insightful monthly management reports (P&L and Balance Sheet) with detailed variance analysis (vs. Budget, vs. Forecast, vs. Last Year).
• Analyze and report on key financial metrics (KPIs) such as sales per square feet, inventory turnover, and EBITDA.
• Ensure robust financial controls are in place and operating effectively for the banner/store operations.
• Oversee the accounting for inventory, accruals, prepayments, and other key balance sheet items.

2. Strategic Planning, Budgeting & Forecasting

• Lead the annual budgeting and forecast processes for the banner, incorporating inputs from all relevant stakeholders to create a challenging but achievable financial plan.
• Analyze and challenge assumptions provided by operations and commercial teams to ensure forecasts are realistic and grounded in data.
• Consolidate and present the budget/forecasts to senior management and group finance, clearly explaining the drivers, risks, and opportunities.

3. Business Partnering Support

• Act as a strategic finance partner to the Digital team, translating financial data into actionable business insights to drive customer acquisition, retention, and profitability.
• Perform post-investment reviews on key capital expenditures (e.g., new technology) to evaluate ROI and learnings.

4. Performance Management & Decision Support

• Go beyond reporting "what" happened to explain "why" it happened, identifying root causes of performance gaps.
• Provide concrete, data-driven recommendations to optimize profitability.
• Monitor and analyze competitor performance and market trends to provide context for the banner's results and inform strategic decisions.

5. Process Improvement & Digital Transformation

• Identify, lead, and implement process improvements within the finance function and cross-functionally to enhance efficiency, accuracy, and speed of reporting.
• Drive the development and automation of dashboards and self-service reporting to empower business partners with real-time data.
• Standardize and document key financial processes to ensure consistency and knowledge sharing.

6. Leadership, Team & Stakeholder Management

• Manage, mentor, and develop a team of finance professionals fostering a culture of continuous improvement and high performance.
• Effectively communicate complex financial information to non-financial stakeholders in a clear and compelling manner.
• Build and maintain strong, collaborative relationships with key stakeholders across the organization (including Group Finance, Supply Chain, HR, and IT) to ensure alignment and achieve common goals.
• Represent the finance function in key cross-functional meetings and projects.

7. Risk & Opportunity Management

• Proactively identify, assess, and monitor financial and operational risks (e.g., supply chain disruption, currency risk, economic downturns) and opportunities.
• Develop and present mitigation plans for identified risks and action plans to capitalize on opportunities.
• Ensure compliance with all relevant financial regulations and company policies.
• Any other duties assigned by manager

About You

• Degree in accounting or relevant discipline
• CA/CPA/CIMA/CFA qualification an added advantage but not mandatory
• 2+ years of relevant business partnering experience working in fast paced environment, preferably within retail or More than 5 years of accounting experience with a keen interest to step into business partnering
• Experience working with and influencing non-financial stakeholders especially Operations / Sales / Commercial / Merchandising / Buying functions
• Business acumen and an ability to interpret and analyse financial results, big data, and proven experience in structured problem solving
• Superior time management, with the ability to prioritise tasks within a challenging environment
• Strong communication skills and interpersonal skills
• Advanced level in Microsoft Excel and Microsoft Office
• Experience with digital tools i.e. SAP BI, Tableau, Alteryx, Power Automation are desirable