Business Underwriting Lead

Our client is a premier listed general insurer with a celebrated history of financial stability and a superior A+ credit rating. They are at an exciting inflection point, driving a multi-year strategic transformation focused on digital innovation, customer-centricity, and accelerated growth.

We are seeking a dynamic and experienced underwriting leader to join their ambitious team and play a pivotal role in shaping the future of their commercial insurance business.

The Role

Reporting to senior management, the Head of Business Underwriting Lead is a strategic leadership position responsible for the growth, profitability, and strategic direction of the commercial lines portfolio.

This is a hybrid role that combines deep technical underwriting expertise with exceptional business development and team leadership. You will be responsible for driving gross written premium (GWP) and underwriting profit, leading a team of underwriters, and managing key relationships with direct corporate clients and broker partners. This role is pivotal in balancing growth ambitions with long-term portfolio sustainability during a period of exciting transformation.

Key Responsibilities

• Strategic Leadership & P&L Management

• Develop and execute the business strategy for the commercial underwriting division, aligning with the company's overall transformation goals and growth targets.

• Hold full P&L responsibility for the commercial lines portfolio, managing the GWP and underwriting profit budget.
• Lead, mentor, and develop a high-performing team of underwriters, fostering a culture of technical excellence, accountability, and client-centricity.

• Technical Underwriting & Portfolio Governance

• Oversee all underwriting governance, ensuring the development and implementation of robust underwriting guidelines, policies, and authorities.

• Act as the senior technical referral point for the team, evaluating, underwriting, and quoting complex, high-value risks across all commercial classes (e.g., Property, Casualty, Engineering, Marine).
• Proactively manage the portfolio, monitoring performance, and implementing pricing and product strategies to ensure sustainable profitability.

• Business Development & Relationship Management

• Drive client-centric business development, personally managing and building relationships with key direct corporate clients and major broker channels.

• Work with business development teams to build pipelines on new business opportunities and to maintain high renewal retention.
• Collaborate with internal stakeholders (e.g., Actuarial, Claims, Risk Engineering) to develop innovative, market-leading insurance solutions for clients.

Qualifications & Experience

• Experience:
  A minimum of 8-10 years of progressive experience in general insurance underwriting, with a strong focus on commercial lines.
• Leadership:
  Proven experience (5+ years) in a leadership or team management capacity is essential.
• Technical Skills:
  Deep technical expertise across complex commercial lines (Property, Casualty, Engineering, Marine).
• Business Acumen:
  A proven track record of managing a P&L, driving GWP growth, and maintaining underwriting profitability.
• Qualifications:
  A Bachelor's degree in Business, Finance, or a related discipline. Professional insurance qualifications (e.g., ACII, ANZIIF, or Certificate in General Insurance) are highly desirable.

• Soft Skills:

• Exceptional business development, negotiation, and communication skills.

• Strong analytical and problem-solving abilities.
• A proactive, enterprising, and collaborative mindset with the ability to thrive in a fast-paced, transformative environment.

What We Offer

• A unique opportunity to be a key leader in a company-wide strategic transformation.
• A highly visible role with P&L responsibility and significant exposure to senior management.
• The stability of a market-leading, A-rated insurer combined with the growth mindset of a digital-first company.
• A competitive remuneration package and a collaborative, high-performance culture.

To apply online please use the 'apply' function, alternatively you may contact Josh Goh

(EA: 94C3609/ R

Applicants must be fully vaccinated or have a valid exemption in accordance with MOM's regulations to allow them to enter the workplace. Applicants may be required to share verifiable COVID-19 vaccination documents or proof of a valid exemption at the point of offer. Randstad Pte. Limited and/or the Client reserves the right to withdraw an offer if the applicant fails to provide verifiable COVID-19 vaccination and/or proof of exemption documents.

Desired Skills and Experience
General Insurance, Commercial Underwriting , Underwriting, Property & Casualty (P&C) Insurance , Marine Insurance , Engineering Insurance , Portfolio Management , Pricing Strategy , Risk Assessment , Reinsurance , Claims Management, Team Leadership, Strategic Planning, Business Strategy Development , P&L Management , Change Management, Go-to-Market Strategy, Mentoring & Coaching, Business Development , Client Relationship Management (CRM) , Stakeholder Management, Key Account Management, Negotiation, Cross-functional Team Leadership, Risk Management , Enterprise Risk Management (ERM) , Compliance Management , Regulatory Compliance , Financial Reporting , Actuarial Science , IFRS 17 , Digital Transformation , Insurtech, Data Analysis , Business Intelligence (BI) , Cybersecurity Risk Management