Software Engineer- Java Payments

1 week ago

Singapore U3 SOLUTIONS PTE. LTD. Full time $80,000 - $150,000 per year

Key Responsibilities:

  • Lead the design, development, and delivery of banking & payment applications, with emphasis on cross-border, domestic, and ISO20022-compliant workflows.
  • Architect and scale Java-based Microservices (Spring Boot, Spring MVC, Spring Batch) to meet enterprise-grade security, resiliency, and regulatory compliance.
  • Provide technical leadership: drive best practices, conduct design/code reviews, and mentor a high-performing development team.
  • Oversee payment messaging transformations (SWIFT MT–MX, ISO20022 CBPR+, MEPS L4L, BATHNET) to ensure compliance with evolving global standards.
  • Partner with business and compliance teams (Retail Banking, Payments, Treasury, Risk) to translate functional requirements into secure, efficient technical solutions.
  • Design and manage AWS cloud deployments (Fargate, EC2, RDS, VPC, ELB, S3, CloudWatch) with focus on Day 2 operations: monitoring, incident management, cost optimization, and performance tuning.
  • Collaborate with QA, DevOps, and Security teams for performance testing, VAPT, and secure CI/CD-based deployments.
  • Track technical risks, dependencies, and delivery milestones while ensuring adherence to regulatory, security, and audit standards.

Requirements

  • Minimum 7 years of Java application development with proven mastery in Spring frameworks & Microservices.
  • Banking Domain Stakeholder Management (Retail Banking, Payments, Compliance) with deep expertise in payment systems and standards: SWIFT MT, SWIFT MX, ISO20022 (CBPR+, MEPS L4L, cross-border payments).
  • Strong cloud engineering experience on AWS services (Fargate, EC2, RDS, VPC, ELB, S3, CloudWatch).
  • Database expertise in Oracle/SQL and middleware platforms (WebLogic or equivalent).
  • Proven technical leadership: mentoring teams, owning delivery, and driving modernization initiatives.
  • Strong exposure to Agile & Waterfall methodologies for large-scale banking programs.
  • Excellent stakeholder management skills, especially across business, compliance, and regulatory teams.

Preferred Qualifications

  • Certification in ISO20022 & SWIFT Standards (MVLCO or equivalent) is good to have.
  • Hands-on experience with cloud-native payment platforms or real-time payments.
  • Successful track record in payment modernization / ISO20022 migration programs within global banks.

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