Senior Actuarial Analyst

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Actuarial Analyst to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Actuarial

Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk.

How you will create an impact

The Senior Actuarial Analyst will be a key member in APAC Personal Lines Pricing and Portfolio Management team, working closely with local and regional business, underwriting team on strategic initiatives to achieve profitable growth and business goals. You will be a "go-to" source for help and support because of your deep technical knowledge and expertise. As an experienced team member, you are expected to drive continual improvement and impacting the way that things get done. Your key responsibilities and accountabilities include:

• Deliver actuarially sounded pricing analysis for new business opportunities, rate reviews, rate change recommendation and impact analysis of the existing business in a timely manner
• Develop, maintain and ensure raters are up to date with latest assumptions, and continuously improve the functionalities that would increase efficiency and turnaround time for underwriters
• Maintain robust portfolio management and monitoring of rate levels, rate changes and rate adequacy
• Proactively engage with the underwriters and business team sharing and discussing insights and findings from the analysis, with recommendations on rate or underwriting actions to improve profitability
• Collaborate with local and regional Product, Claims, Finance, Underwriting, IT and Data Analytics functions to ensure data used for pricing and monitoring is complete, accurate, adequate and timely
• Carry out loss ratio and lapse analysis for business sold through direct marketing to determine appropriate assumptions used for campaign approval and monitoring
• Support profit studies and development of budget loss ratios for assigned countries and segments
• Peer review and collaborate with reserving actuary in annual detailed valuation review
• Comply with key regulatory and risk management procedures, as well as audit requirements

What you'll need to succeed

• Candidates with strong actuarial experience, preferably in pricing and portfolio management of personal lines business including but not limited to Accident & Health, Auto and Home insurance
• Working experience in the insurance industry
• Proven proficiency in actuarial concepts and methodologies with strong analytical and problem-solving skills and thorough understanding of general insurance including underwriting policies, claims handling policies and local legislation
• Possess strong GLM technical modelling skills using software such as Radar or Emblem, and data management using SQL, Tableau or Power BI
• Ability and willingness to pick up coding, programming languages and database skills
• Ability to manage tight deadlines, priorities and handle multiple tasks simultaneous
• Excellent communication both written and verbal, presentation, and interpersonal skills
• Highly motivated, strong attention to details, willingness to learn and adapt in a dynamic and fast changing environment

Ready to take your career to the next level? We would love to hear from you.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.  If you believe you need a reasonable accommodation, please send an email to   

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