Senior Executive, Loan Recovery

**Company Description**
RHB Bank was established in Singapore in 1961 as UMBC Bank, prior to the country’s independence in 1965. We assumed our present name - RHB Bank Berhad Singapore (RHBS) in 1999, after a series of expansions and strategic mergers. As a bank that has been here since the beginning, we have garnered invaluable experiences and insights which we turn into innovative solutions designed to help individuals and businesses grow and progress. Throughout the decades in Singapore, we have formed lifetime relationships with our clients and partners who have made us one of the most trusted financial institutions. Together with our experiences, insights and knowledge, we now cater to a cross-section of clients with requirements ranging from personal banking to corporate financing, offering seamless solutions and growing wealth for people and businesses. Our core businesses are streamlined into Retail Banking, Commercial Banking, Corporate Banking, Asset Management, offered through RHB Bank Berhad and RHB Asset Management Pte. Ltd. As a progressive and growing financial institution, RHB Singapore sees the importance for a strong collaborative and cohesive culture while welcoming diversity in views. As part of RHB’s aim to become the employer of choice, talent and career development initiatives are put in place to ensure equal opportunities for personal development and growth among our people. We look forward to having on board talented individuals to join our dynamic and engaging team of more than 600 employees.
**Job Description** Primary Objective**
- To manage a portfolio of Retail and non-Retail non-performing loans (“NPL”) and formulating strategies for recovery action;
- To provide effective management information support for diligent monitoring of NPL accounts and in ensuring prompt follow up actions;
- To assist in periodic internal and regulatory reporting of NPLs in a timely manner; and
- To assist in the administrative functions of Loan Recovery as assigned.

**Key Responsibilities**

To develop skillsets in recovery under the retail and non-retail NPL portfolio so as to achieve targeted recovery action to meet KPIs assigned.

**Tasks**
- To manage the legal recovery actions by the Bank including but not limited to appointment of external legal counsels in the Bank’s panel, liaising with the legal firms, collating and maintaining the borrowers’ information from various credit files, checking the accuracy of borrower’s information/data produced by the legal firms and following up on subsequent legal actions until all legal avenues have been fully exhausted.
- To tackfully engage with customers who responded to our legal actions for loan recovery/collections.
- To promptly and diligently file Proofs of Debt (“POD”) for borrowers bankrupted or under Debt Repayment Scheme.
- To assist in any reporting matters as assigned by the Head of Loan Recovery.
- To assist in proper filing and administration tasks within the Loan Recovery.
- To assist on all recovery and ad-hoc tasks as assigned by the Head of Loan Recovery.

**Qualifications**
- Degree Holder
- Minimum of 3 years’ experience in loan recovery at a financial institution
- Strong communication skills
- Conversant with report preparation and excellent analytical and writing skills in formulating and recommending restructuring proposals.
- Strong IT skills including Advanced Excel, Word and PowerPoint

**Additional Information**
RHB is a dynamic organization that promotes a work culture of high performance, where its biggest asset, the RHB-ians, are continuously developed & nurtured to their fullest potential through its robust talent management practices.

At RHB, we take PRIDE in our people and our teams. Great relationships built on trust, a 'leading it right’ environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home.