Director, Acquirer

**Company Description**
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.
**Job Description** Team Summary**

Reporting to the VP, Payment Ecosystem Risk, the Payment Ecosystem Risk - Insights and Controls team is responsible for:

- robust execution of Ecosystem Risk programs focused on direct and indirect Visa clients ensuring the integrity and security of Visa’s payment ecosystem whilst supporting (new) business growth
- partnering with internal stakeholders in ensuring new Visa solutions are risk managed
- leading thought leadership and solutions in the risk and security space combatting payments fraud

**What a Director, Acquirer and Integrity Risk does at Visa**
- Visa Integrity Risk program (VIRP), a framework and set of requirements to deter, detect, and remediate illegal activity from the Visa Payment System, and to manage high-risk acquiring activities.
- Visa Acceptance Risk Standards (VARS) is a risk control framework designed to help safeguard Acquirers and the Visa payment system. The clients include Acquirers and Money Movement Entities, who use the Visa Payment Network (VisaNet).
- Visa Acquirer Risk program (VAMP) is a monitoring program to reduce fraud and enumeration attacks across the global payments ecosystem by helping acquirers improve their risk controls.

**Key objectives are**:

- Lead underwriting and control assessment reviews for Acquirers, either directly on-site (VARS and VIRP) or oversee third-parties reviews for VARS.
- Implement VIRP policy to ensure Acquirers, Third-Party Agents (TPAs), and Merchants maintain proper controls to prevent illegal activities and advise on risk remediation.
- Advise clients and partners with Best Practices in risk management controls to manage fraud and dispute levels and minimize activities that adversely affect the Visa payment ecosystem participants.
- Represent Visa as a domain expert, engaging with clients, industry stakeholders, and regulators on program design and execution, as well as all aspects of acquiring risk management.
- Assess Ecosystem Risk program performance, partnering with Global program owners to enhance design, execution, or develop new risk initiatives to strengthen risk environment.
- Educate and empower stakeholders on Visa’s Ecosystem Risk Programs for comprehensive understanding and effective implementation, thereby scaling team knowledge and aligning with business goals.

**Why this is important to Visa**

Visa owns the most recognizable global brand in the financial services industry. As both the ecosystem as well as threat vectors evolve, Visa’s Ecosystem Risk programs have to evolve in tandem to uphold the trust and security of our ecosystem.

The Director, Acquirer and Integrity Risk will be crucial in enabling this by having both hands-on acquiring risk fraud knowledge and strategic depth to enable future proof programs and processes.

**Projects you will be a part of**:
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
**Qualifications** What you will need**:
This role would be perfect for someone who is focused on achieving the best outcomes for clients within global standard frameworks and policies, is unafraid to test the boundaries to evolve the programs and the attention to detail to truly understand clients risk management framework and controls in underwriting reviews.

**Relevant Industry Exposure**
- Strong knowledge of payments risk management, Visa Rules, industry practices, trends and emerging threats.
- Hands-on operational and strategic experience of acquiring and merchant risk and fraud management, focusing on actionable results.
- Deep expertise in acquiring operations and risk, advising internal and external stakeholders (incl. merchants) effectively.
- Understanding of merchant risks from an acquirer’s perspective, bridging the gap between acquirers and their merchants.
- Proficient in basic data analysis, designing and monitoring metrics for data-driven decision making.

**Exceptional Collaboration and Communication Skills**
- An effective communicator, comfortable facilitating meetings with clients and industry participants, in both verbal and written communication.
- Proactive problem-solver and selfstarter, driving initiatives from concept to implementation.
- Builds strong client and industry stakeholder relationships, fostering collaboration for the benefit of a broader payment