Credit Risk

**JOB DESCRIPTION** Job Summary**:
As a member of the Corporate & Investment Credit Risk team you will be responsible for managing the counterparty credit exposures and relationships, i.e. ensuring that all credit-related activities for the Bank's clients are executed, approved, monitored and reported in a manner consistent with the Bank's internal policies and guidelines. You will have the opportunity to have frequent client contact, keeping in touch with industry and credit needs whilst building and maintaining an active network throughout the CIB, Syndicated & Leveraged Finance, Markets and other lines of business to manage the Bank's credit exposure and assist those business units in cross selling the firm.

**Responsibilities**:

- Providing provide support for end-to-end execution of transactions including due diligence, credit analysis, financial modeling and recommending internal credit ratings
- Proven understanding of various techniques and methods of credit analysis, accounting treatments, financial adjustments etc.
- Conducting ongoing monitoring of the portfolio, including preparing regular credit and portfolio reviews, timely and accurate update of credit lines, and tracking of excess and resolving exceptions
- Responsible for supporting local legal entity risk management requirements in line with local regulations
- Maintaining open communication channels and strong working relationships with business front lines

**Required qualifications, capabilities and skillset**:

- Bachelor’s degree in Finance, Economics, or Accounting
- Minimum one year experience in a risk management role with a bank or financial institution
- Excellent quantitative ability in analyzing and interpreting financial statements, draws well-thought out conclusions from analysis, and is well verse with credit concepts
- Effective written and verbal communication skills in both Chinese and English due to the client coverage
- Close attention to detail and accuracy
- Experience and understanding of various financial statements, including ratio analysis, cash flow analysis, and basic accounting standards.
- Enjoys working proactively & independently as well as in a team environment

**ABOUT US**

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

The Corporate & Investment Bank is a global leader across investment banking, wholesale payments, markets and securities services. The world’s most important corporations, governments and institutions entrust us with their business in more than 100 countries. We provide strategic advice, raise capital, manage risk and extend liquidity in markets around the world.