Associate Director, Wording Specialist

**The Opportunity**

Recognizing client and business demands for specialist policy wordings support, Aon is looking to onboard a Wordings Specialist to join a rapidly growing Technical Team in Asia, providing guidance on policy coverage and re/insurance issues to support Aon’s frontline brokers at direct and reinsurance level. The role will involve exposure to several business lines:

- Property: commercial property, industrial special risks and business interruption.
- Casualty & Liability: comprehensive general liability, products liability, products recall, financial loss, cyber risks.
- Marine: marine hull and cargo, stock throughput, port & terminals liability, offshore energy.
- Specialty: personal accident, terrorism, political violence, (onshore) energy & mining, construction power & infrastructure.

As global insurance markets harden, and underwriters look to tighten up wordings in a time of change, the role of the wordings specialist is evolving. In a service business, Aon constantly strives to anticipate the rapidly changing needs of its clients and develop new and optimal solutions to meet those needs. Aon’s Asia Technical Team has a vital role supporting Aon’s future business growth in Asia, new product development and client service.

**Responsibilities**
- Managing an existing pipeline of work, ad hoc queries and larger projects involving drafting, reviewing, comparing and advising on insurance policy terms, enhancements and endorsements.
- Supporting frontline brokers to provide “real time” guidance on coverage issues and advice on appropriate risk transfer solutions.
- Help differentiate Aon as an expertise firm who clients engage as the “smartest kid on the block”, to give them the best solutions and ideas.
- Developing “best-in-class” insurance terms, slip standardization and product development.
- Attending broker, carrier and client meetings to provide guidance and expertise on specific coverage aspects.
- Advising sales and account managers on coverage and products issues to help target new prospects and develop and existing client relationships.
- Thought leadership on policy wordings, risk factors and market trends.
- Researching potential coverage issues and producing guidance materials and resources.
- Providing technical insurance training for brokers and clients.
- First line support for insurance-related contract matters, acting as an interface between brokers and Aon’s in-house legal and compliance teams.

**Requirements**:

- A commercial attitude towards insurance products and their value to Aon’s clients.
- A “plug in and play” energetic team member with a track record of policy wordings and insurance experience.
- Readiness to take responsibility of assigned workstreams and able to work collaboratively.
- Policy and contracts drafting experience with an ability to adapt and develop new products.
- Ability to take ownership of a full pipeline of work and manage multiple competing priorities.
- Confidence to facilitate complex discussions.
- Attention to detail and able to see the “big picture”.
- An inquisitive mind and problem-solver who reliably sets and meets high standards.
- Adaptability to work on a range of different wordings and support brokers in a “user-friendly” manner.
- Sureness in dealing with colleagues, clients and carriers across all phases of the risk transfer cycle.
- Commitment to continuing professional growth, expanding their existing technical insurance knowledge and skills.

**Essential Requirements**
- Enthusiastic about insurance and genuinely interested in the insurance business, products and our clients.
- Strong contract drafting skills, specifically advising on policy wordings and coverage issues.