Ad, Risk Analytics

Job ID: 29751

Location: Singapore, SG

Area of interest: Governance, Risk Management & Compliance

Job type: Regular Employee

Work style: Office Working

Opening date: 27 May 2025

**JOB SUMMARY**-
- The Trade Risk & Portfolio Management team is responsible for end to end management of all risk types for the Trade & Working capital products, coordinating risk management across all process universes underpinning delivery of the Trade offering to clients. Key risks addresses are financial risk (in particular Credit and Fraud) and non-financial (in particular operational risk, CFCC and reputational risk).**Responsibilities**
- Portfolio Reporting and Portfolio Management
Develop and implement baseline portfolio reporting supporting the Global Head Trade & Working Capital, Trade MT and RPM members in managing the risk of the Trade portfolio.
Set up and drive a program of periodic trade portfolio reviews covering pertinent risks and issues, leading to tangible portfolio action plans in close collaboration with credit risk and credit and portfolio risk.
Performs sensitivity analysis with action plans
Track and monitor the execution of all portfolio decisions and action plans.- Risk Analytics - Trade & Working Capital Portfolio
Build dashboards by leveraging on internal and/or market data
Set, assess and monitor portfolio exposures, risk appetite with thresholds determined**Trade Transaction risk management**

Support the integration, analysis and utilisation of all red flags data arising from Trade transaction management
Support development of expertise and capacity in Trade transactional risk management.
Optimise the operating model around transaction management decision-making and support achieving robust and timely actions.**Risk Innovation**

Strategize and lead development of data based/ AI models for products in Trade space including risk approval framework linked to these.
Risk / return optimisation
Develop dashboards to monitor the Trade & Working capital Portfolio from RWA, return, portfolio mix and utilisation perspective and implement periodic reports to Global Head Trade & Working Capital and the Trade MT and dynamic management on pricing based on changes in risk parameters / portfolio mix.**Conduct**

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the Trade Portfolio Management team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.**Key Stakeholders**
- Global Head, Trade- Global Head, Transaction Banking
Global Head, Credit and Portfolio Management
Chief Risk Officer Business
COO TB
COO Trade
Cluster/ Country Heads of Trade and Transaction Banking
Regional Heads CCIB Clients
Regional Heads TB Sales
TB Risk
Operational Risk
Fraud Risk Management
CFCC
DCDA**Other Responsibilities**
- Embed Here for good and Group’s brand and values in CCIB; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures- Education Degree level education
- 5 years + relevant banking, finance risk management and data analytics experience.
- Experience of portfolio management, or front office sales / client coverage, product, structuring or distribution with strong credit aspect Understanding of management of credit and fraud risks arising from Trade facilities and structures, across diverse markets.
- Senior influence, engagement and coordination
- Senior management engagement / influencing skills, and credibility. Ability to engage with the relevant first and second line functions and advocate for the Trade product perspective. Ability to coordinate and deliver build of key cross-function initiatives.
- Market knowledge and business acumen.
- Ability to assess risk and return, identify opportunities for sustainable growth and areas of concern. Hands on experience of managing distressed clients / Trade structures.
- Portfolio management: Ability to identify growth opportunities and risks across different markets, sectors and products in real time.
- Regulatory and accounting frameworks: Awareness and understanding of main aspects of the regulatory framework and expectations that affect Trade finance
- Role Specific Technical Competencies- Experience in Trade
- Global Mindset
- Strategic Mindset
- Organisational Skills
- Stakeholder Management

**About Standard Chartered**
- We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive dif