Manager, Credit Risk, Portfolio Optimisation
5 days ago
**Life at Grab**
At Grab, every Grabber is guided by The Grab Way, which spells out our mission, how we believe we can achieve it, and our operating principles - the 4Hs: Heart, Hunger, Honour and Humility. These principles guide and help us make decisions as we work to create economic empowerment for the people of Southeast Asia.
**Get to know the Team**
The rapidly expanding Regional Credit Risk department at GrabFin (Financial Services), develops and launches credit products across multiple countries in SouthEast Asia.
The position is within the core credit risk team that looks after Regional Risk Policy and Provision and owns the IFRS9 methodology and related policies and procedures. He/She will work closely across business lines and geographies (six markets) ensuring IFRS9 model is reviewed and improved on a continuous manner. The team member works closely with the Regional Risk team and country Business operations team to ensure risk objectives are met. The individual joining as Regional Risk Policy and Provision Manager will have the unique opportunity to rapidly grow professionally as the team embarks on this new journey across all aspects of the credit risk framework, from data integrity, to systems, reporting to compliance.
**Get to know the Role**
- Develop, implement and maintain Probability of Default (PD) models and credit risk methodologies for Financial Services for both regulatory and accounting (i.e IFRS9) purposes
- Support the model’s approval and governance process ensuring justification of modeling decisions and assumptions
- Engage with businesses, risk and finance teams to ensure models and methodologies are understood
- Explain models and methodologies to independent model reviewer, auditor and regulator
**The Day-to-Day Activities**
- Drive business agenda with potential partners and to evaluate the right economics of risk and profitability
- Assist product and credit programs, including the review / estimation of risk parameters, product pricing, product structure and regulatory requirements
- Assist in setting up the generation one of the compliance framework and assist in regulatory reporting on an adhoc basis.
**The Must-Haves**
- A Master’s degree/Bachelor’s degree, preferably in Finance, Accounting, Statistics, Mathematics, Economics
- Experience in IFRS9 Expected Credit Loss for Consumer Portfolio is a must
- Minimum 8+ years relevant work experience in Basel 2/Basel 3, IFRS9 and Credit Risk analytics or insights-related role
- With understanding of accounting and/or credit risk concepts
- Strong interpersonal skills with highly developed capacity to influence related business stakeholders
- Expertise in verbal and written communication skills
- Strong analytical skills with the ability to collect, organize and analyze significant amount of information with attention to detail and accuracy
- Self-motivated and independent learner with a high level of drive, dedication and desire to excel consistently
- Detail-oriented and efficient time manager who thrives in a rapidly changing and dynamic working environment.
**The Nice-to-Haves**
- Proficiency in both English and Local Language
- Have experience in digital lending for either or both for consumer and SMEs
**Our Commitment**
We are committed to building diverse teams and creating an inclusive workplace that enables all Grabbers to perform at their best, regardless of nationality, ethnicity, religion, age, gender identity or sexual orientation and other attributes that make each Grabber unique.
-
Sen. Credit Risk Controller
2 weeks ago
Singapore Credit Suisse Full time**Your field of responsibility** As a part of role, your responsibilities include: - Develop and assess views of the credit risk portfolio composition - and undertake analysis and investigation into key risk concentrations - The role will involve performing risk assessment for single name credit concentration (SNCC) and large exposure review for WM...
-
Singapore OCBC Bank Full time**Analyst - Credit Risk Modelling, Risk Portfolio Management** **-** **(**25000045**)** **Why Join** Our Risk Portfolio Management team plays a crucial role in measuring, managing and optimising risks to optimise credit portfolio performance. By joining us, you will have the chance to make a tangible impact on our organisation's success and contribute to...
-
Risk Portfolio Management Professional
1 week ago
Singapore beBee Careers Full timeOur organisation plays a crucial role in measuring, managing and optimising risks to optimise credit portfolio performance. We are seeking an individual with strong analytics & quantitative background, coupled with communication & stakeholder management skills.Key Responsibilities:Assess risk & opportunities in the operating environment to enable more...
-
Credit Risk Portfolio Manager
4 days ago
Singapore beBee Careers Full timePortfolio Risk ManagerThis is an exciting opportunity to join our team as a portfolio risk manager. Your duties will include preparing timely risk reports, conducting regular portfolio analytics, and highlighting potential areas of concern. You will also serve as the key contact for liaising with internal departments and external parties on credit-related...
-
Senior Credit Analyst
2 weeks ago
Singapore GreenLane Full timeT- Posted by - Tiffany Chen- Recruiter Our client, a prestigious and globally recognized financial institution, is seeking a skilled Credit Analyst specializing in Portfolio Credit Risk to join their Credit Department. **Main Tasks and Duties**: - Formulate and maintain credit policies and procedures to effectively guide the bank’s credit lending...
-
Consumer Credit Risk Portfolio Manager
1 day ago
Singapore beBee Careers Full timeSenior Portfolio Manager: Consumer Lending Risk">We are seeking a seasoned professional to join our Consumer Lending Risk team as a Senior Portfolio Manager. This role is responsible for driving key strategic business priorities pertaining to consumer credit risk portfolio management and managing portfolio quality and credit risk for unsecured lending...
-
Senior Credit Analyst
2 weeks ago
Singapore GreenLane Full time**Main Tasks and Duties**: - Formulate and maintain credit policies and procedures to effectively guide the bank’s credit lending activities and monitor compliance. - Perform portfolio credit risk monitoring and management, including credit risk management reports to senior management, credit scenario analysis, stress testing, and portfolio checks. -...
-
Credit Risk Analyst
7 days ago
Singapore beBee Careers Full timeThe Portfolio Management Associate role is an exciting opportunity to join a team that plays a critical role in managing credit risk for a complex portfolio of global credit market accounts.As a key member of the PAM team, you will be responsible for conducting risk/return analysis and optimising the usage of capital, providing recommendations based on...
-
Singapore beBee Careers Full timeRisk Management Specialist - Credit PortfolioAbout this OpportunityWe are seeking an experienced Risk Management Specialist to join our team, focused on managing credit risk to a portfolio of complex and large Hedge Fund/Private Equity/Institutional Family Office relationships. As a key member of our team, you will play a critical role in ensuring the...
-
Vp, Credit Portfolio Risk Management
5 days ago
Singapore Emprego SG Full timeA Major Asian Bank is looking to fill a Senior Lead Analyst position for their Credit Portfolio Risk Management. **Responsibilities**: - Driving the development, implementation, maintenance and validation of credit portfolio risk models (models include but are not limited to IRB, stress test, ECL, Ecap, etc.) - Extraction of insights regarding the credit...
