Credit Risk Lead
1 week ago
**About us**:
Founded in 1973, DCS Card Centre (formerly Diners Club Singapore) is a financial institution licensed to issue credit and charge cards, governed by the Monetary Authority of Singapore (MAS) under the Banking Act.
We deliver digital-first, customer-centric payment products and solutions for consumers, merchants and corporates. Leveraging on our deep heritage, we aspire to be an innovative fintech leader driving integrated payment and financial services.
**Responsibilities**
Non Financial Risks:
- Lead the development and maintenance of non-financial risk policies and tools (e.g. operational risk policies, MAS outsourcing guidelines, Risk Appetite Statements and Key Risk Indicators)
Financial Risks:
- Lead the development and maintenance of financial risk policies and tools (e.g. credit risk policy, merchant acquiring risk policy, credit scorecards and other analytical tools)
Investor Relations support:
- Provide external stakeholders with a view of the material risks and key risk mitigants employed for securing capital for the company.
Advisory:
- Provide advice and guidance to senior management and board on enterprise-wide risk related matters
**Requirements**:
- 8 to 10 years of experience in a financial institution.
- Good understanding of analytical methodologies and practices.
- Experience with financial (e.g. credit risk, merchant acquiring risk) and non-financial risk (e.g. operational risk, MAS outsourcing guidelines) policy development
- Prior team lead experience preferred but not a must to have.
- Strong problem-solving skills: Able to break down problems exhaustively and comprehensively in a structured manner and use data to drive decisions
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