Personal Loan Officer

4 days ago


Singapore XINGANG INVESTMENT PTE. LTD. Full time

Location: Chinatown Point

Company Overview: We are a licensed money lender and provide affordable personal loans to individuals and companies for their short term needs.

Key Responsibilities:

- Build and maintain strong relationships with personal loan clients, ensuring that all their financial needs are met and their expectations are exceeded
- Manage the loan portfolio, including loan origination, underwriting, and approval processes, in accordance with the Singapore Money Lending Act
- Conduct credit analysis, risk assessments, and due diligence, ensuring that all loans are made in accordance with internal policies and regulations
- Collaborate with internal teams, including credit, operations, and compliance, to ensure that all lending activities are carried out effectively and efficiently
- Develop and implement loan products and services that meet the needs of the personal loan market and drive loan growth
- Stay current on economic and industry trends, market conditions, and regulatory changes, and provide expert advice and guidance to clients, including guidance on the Singapore Money Lending Act
- Provide training and support to junior loan officers and support staff, ensuring that all employees have the skills and knowledge needed to succeed

Qualifications:

- A minimum of 3 years of experience in personal lending, with a focus on loan origination, underwriting, and approval processes
- Strong understanding of personal loan products, services, and regulations, including the Singapore Money Lending Act, with the ability to analyze and assess risk
- Excellent communication and interpersonal skills, with the ability to build and maintain strong relationships with clients and colleagues
- Strong analytical and problem-solving skills, with the ability to make sound decisions based on data and information
- Proven track record of driving loan growth, while managing risk and ensuring compliance with the Singapore Money Lending Act and industry best practices
- Ability to work independently, as well as part of a team, with a strong focus on customer service and client satisfaction
- Diploma in finance, business, or a related field; advanced degrees or certifications are a plus

We offer a competitive salary, comprehensive benefits package, and opportunities for professional growth and development. If you are a motivated and experienced professional with a passion for personal lending, please submit your resume and a cover letter for consideration.

We are an equal opportunity employer and values diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.


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