
Senior Credit Analyst
2 days ago
**Responsibilities**
- Perform independent credit analysis/reviews on corporate banking &/or private banking obligors recommendation to mitigate identified risks
- Perform credit grading and provisioning of obligor/s and facility/ies
- Act as the Secretary to the Credit Committee to ensure that the quorum is met, take minutes, and follow-up on outstanding issues
- Monitor loan covenants to ensure compliance
- Monitor for adverse news which have negative impact on existing borrowers
- Perform regular review, management and reporting on collateral valuations
- Prepare credit reports for Branch, Head Office and MAS
- Maintenance and reporting of the Loan Watch List
- Prepare industry research and analysis reports from credit perspectives which should include, but not limited to, a review on the credit criteria &/or guidelines which is specific to that industry as and when requested
- Assist Risk Analysts in their credit risks monitoring and control, loan portfolio management and review and portfolio stress testing
**Requirements**:
- Bachelor’s degree in finance, accounting, or other business related-fields
- Min 5 years of working experiences as a Corporate Banking credit analyst in Credit Risk Management (those with private banking credit analysis experiences will have advantage)
- Positive working attitude, meticulous and a good team player
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