
Credit Analyst
13 hours ago
The Credit Analyst evaluates the creditworthiness of individuals and companies, conducting financial analysis and risk assessments to recommend credit decisions.
**Key Responsibilities**:
- Analyze financial statements, cash flow, and credit history.
- Assess credit risks and recommend credit limits/terms.
- Prepare and present credit reports to management.
- Monitor and review existing credit portfolios.
- Collaborate with relationship managers and risk teams.
- Stay updated on industry trends and economic factors.
**Qualifications**:
- Bachelor’s degree in Finance, Accounting, or related field.
- 2-4 years of credit analysis experience.
- Strong financial analysis and risk assessment skills.
- Familiarity with banking regulations.
- Proficient in Microsoft Excel and financial modeling.
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Credit Analyst
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