
Senior Credit Portfolio Manager
2 days ago
**Responsibilities**:
- To manage the credit quality of the SPDA portfolio to ensure credit costs are minimized
- To monitor and handle all credit-related matters for accounts assigned including, but not limited to, borrower’s waiver/amendment requests, on-going reviews and monitoring.
- Prepare credit analysis/monitoring/self assessment for assigned accounts (as required), in line with the Bank's policies and procedures
- Undertake financial analysis and credit risk assessments for recommendations to internal stakeholders (eg. senior management, Credit Dept)
- Active portfolio management and accurate maintenance of portfolio data and information
- To review loan documentation during pre-signing for accounts assigned
- To guide junior members (as and when required)
**Job Requirements**
- At least a Bachelor's Degree, ideally in finance, accounting, banking
- At least 10 years of credit risk experience within a structure finance environment, for syndicated facilities, in a bank/financial institution
- Strong working knowledge of loan and security documentation
- Strong financial and credit analysis skills, with strong financial modelling abilities. Advance skills in excel is required
- Ability to disect and assess complex credit issues and thereafter, succintly summarize key issues at hand - in writing and verbally.
- Demonstrate efficient workflow management and ability to navigate internal procedures and deliver, often within tight timeframes
- Ability to form persuasive arguments, challenge stakeholders (internal and external) while still protecting the Bank.
- Articulate, with strong written, oral communications and interpersonal skills
- Team player, but also able to operate autonomously
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