Senior High Net Worth Underwriter

We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today.

**Working Arrangement**

Hybrid

**The Opportunity**:
**What you will do in the role**:

- Manage all aspects of underwriting process.
- Select and classify risk according to company philosophy and standards.
- Assume responsibility for continuing training and development of more junior underwriters.
- Analyze and interpret medical, non-medical and financial information. Make decisions within approval limits. Determine appropriate requirements.
- Communicate and collaborate with the field and head office colleagues to provide the highest quality and service levels to customers.
- Maintain positive and effective relationships with internal and external partners.
- Consistently make competitive offers without compromising overall underwriting policies or mortality Participate in project teams

**What motivates you?**
- You obsess about customers, listen, engage and act for their benefit
- You think big, with curiosity to discover ways to use your agile mindset and enable business outcomes
- You thrive in teams, and enjoy getting things done together
- You take ownership and build solutions, focusing on what matters
- You do what is right, work with integrity and speak up
- You share your humanity, helping us build a diverse and inclusive work environment for everyone

**Who we are looking for**:

- Minimum 10 years’ underwriting experience AALU or FALU designation preferred. ACS designation is helpful.
- Expert knowledge of underwriting function; sound understanding of Company’s various business operations.
- Awareness of current affairs and issues both corporate and external.
- General knowledge of referral areas.
- Excellent organizational, communication and interpersonal skills.
- Excellent analytical skills; ability to define, research and resolve problems.
- Excellent knowledge of mainframe and PC environment.
- Ability to create and maintain customer relationships.
- Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus.
- Solid knowledge of insurance contract law and state legislative requirements.
- Expert knowledge of reinsurance marketplace (including underwriting strengths and weaknesses) to work proactively with the field where reinsurance is an opportunity.
- Thorough understanding of automatic reinsurance agreements.
- Expert knowledge of medical science, technology and terminology and their impact on mortality.
- Expert knowledge of financial and other non-medical underwriting factors.

**Our commitment to you**
- Our mission; to be a part of making Decisions Easier and Lives Better
- A leadership team dedicated to your growth and success
- A bold ambition and set of goals to be a leader in driving transformation in our industry
- Our best. Every day.

**About Manulife and John Hancock**

Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.

**Manulife is an Equal Opportunity Employer