Underwriter, Retail

Primary Details

Time Type: Full time

Worker Type: Employee

Responsible for underwriting activities and P&L responsibility for SME & Retail segment, to be managed on a portfolio level including digital products underwriting and manual underwriting of yet to-be digital products. And manual underwriting of yet-to-be digital products for new business and/or renewals including manual renewal reviews, raters preparation, quotation generation and UWB submission. Building relationship between underwriter and intermediaries in underwriting service delivery, product development and innovation.

Primary Responsibilities
- Responsible for underwriting activities and P&L responsibility for SME & Retail segment, to be managed on a portfolio level. Including digital products underwriting and manual underwriting of yet to-be digital products
- Responsible for manual underwriting of yet-to-be digital products for new business and/or renewals including manual renewal reviews, raters preparation, quotation generation and UWB submission.
- Responsible for underwriter relationship with intermediaries in underwriting service delivery, product development and innovation
- Evaluate risk for new business & renewals in accordance with standards, to ensure profitable growth
- Actively keep abreast of market dynamics and demonstrate market cycle awareness to be able to operate effectively and appropriately
- Perform underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met
- Adhere to underwriting standards, instructions and good practice to minimize risks and maximize efficiency
- Develop and maintain good working relationships with all customers, intermediaries and internal stakeholders
- Build strong knowledge of current legislation, best practice, underwriting acceptance levels, systems and organizational guidelines
- Contribute to the development and implementation of channel strategic plans

Preferred Competencies/Skills
- Ability to deliver on agreed business targets
- Influencing and negotiation skills

Preferred Education Specifics
- Relevant qualifications in financial services

Preferred Experience
- 7+ years experience in an insurance sales role

Preferred Knowledge
- Broad insurance industry knowledge and experience
- Corporate Distribution Product range knowledge

QBE Cultural DNA

US Only - Disclaimer
- To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.

Global Disclaimer
- The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee’s normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.

How to Apply:
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.