
Cost Management
1 day ago
**Desirable Qualities**:
Knowledge/Experience
- Consumer financial services industry experience and strong understanding of unsecured asset businesses
- Strong experience in cost management and P&L optimization in financial services industry. Solid understanding of Finance and Accounting
- Meticulous grasp of P&L drivers, variance analysis, forecasting, and planning.
- Retail banking experience, familiarity with large bank environment.
**Skills**:
- Strategic leadership, analytical and problem-solving skills.
- Entrepreneurial mindset and clear results orientation to transform the business.
- Sound judgement and decision-making skills.
- Get it done together mindset and collaboration skills.
- Excellent executive communication skills, customer, and partner relationship skills.
- Strong influencing skills navigating in matrixed environments.
**Responsibilities**:
- Responsible for optimizing direct and indirect cost in the Cards business across multiple markets within Asia.
- Collaborate with market teams, marketing, finance, operations, underwriting and others to understand and optimize costs.
- Develop keen understanding of cost allocations and make sure allocated costs are accurate and logical.
- Develop, maintain, and improve reporting and analysis associated with costs.
- Run cost optimization and revenue initiatives across markets; ensure end to end execution.
- KPIs: CER, CPA, Transaction Margin, and other Cost efficiency improvement metrics.
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