Credit Risk Analyst

**About US (GEMS)**:
ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation.

ENGIE is a global reference in low-carbon energy and services with a leading energy management business, piloted by its entity "Global Energy Management & Sales" who built its savoir-faire managing the Group’s large and diverse asset portfolio over 20+ years.

3,300 employees around the world develop our solutions, through +20 international business platforms. We cover the full energy mix: renewable and thermal power, natural gas & LNG, biomass, environmental products. Our experts provide tailor made solutions based on a wide range of savoir-faire in energy management with a strong focus on decarbonation and decentralization.

Our +120,000 clients span the entire value chain: producers, asset developers, financial players, utilities, distributors and industrials. Our global reach and strong local presence enable us to offer these diverse clients tailor-made services and respond to rapid changes in mature or emerging markets alike.

Our 4 expertise:

- Asset management
- Energy transition services
- Energy supply & global commodities
- Risk management & market access

At GEMS we encourage breakthrough results, team spirit, curiosity and innovation while preserving the right work/life balance for you.

**Organization**:
**Global Energy Management & Sales (GEMS) **BU, is the fully integrated trading arm of the ENGIE Group with about 3300 people, who speak over 20 languages and counts over 40 nationalities. GEMS manages a large and highly diversified energy portfolio, including electricity, natural gas, biomass, LNG and other fuels, CO2 and environmental products, and provides a range of trading risk management solutions to all types of market participants, in Europe, Asia Pacific, Middle East, South America and the US. Our purpose is to manage and deliver low carbon energy to our customers.

In line with the Group’s strategy, GEMS missions are to optimize the Group’s assets and create value, and to ensure a secure and sustainable energy future for B2B clients in line with a low carbon strategy.

GEMS APAC is managed out of Singapore. The Business Platform’s purpose is to perform and develop GEMS’s trading activities in the APAC region around 4 main pillars: risk management and market access, asset management, green solutions and energy supply businesses.

Within the GEMS Business Unit the **Business Platform APAC **are managing and developing the group’s trading activities for the APAC region as well as the LNG business worldwide.

**YOUR contribution**:
**Context**
As a **Credit Risk Analyst, **you will report to the APAC Regional Chief Risk Officer. You will collaborate to the fulfillment of the objectives of the department and may be involved in projects spanning multiple groups across commercial functions and staff.

Note: This is a 1 year contract role

**Role**
- Assess creditworthiness of counterparties in close collaboration with the Front Office teams and other teams within Credit Risk
- Detailed credit analysis of counterparties and assigning internal ratings
- Present files and credit requests to regular Credit Risk Committees
- Participate in counterparty relationship development with Front Office
- Negotiate credit, collateral, and payment terms in contracts in conjunction with Legal and Front Office, including ISDAs and physical master agreements
- Monitor credit risk indicators, exposures, limits, and utilization for a portfolio of counterparties.
- Respond to Front Office queries about potential trade exposures and credit limits availability
- Monitor news and credit events impacting portfolio of counterparties
- Understand risk calculation methodology, interface with Methodology team in Europe
- Analyze major transactions and present material to GEMS and Group level committees
- Develop credit risk frameworks and methodologies for new products and markets
- Participate in cross-functional projects

**About YOU**:
**Hard skills**
- Usage of credit analysis tools (S&P Capital IQ, Moodys, Reuters or Bloomberg)
- Solid understanding of credit exposure modeling methodology and Basel counterparty credit risk standards
- Usage of credit analysis tools (S&P Capital IQ, Moodys, Reuters or Bloomberg)
- Good understanding of energy commodities markets, products, and counterparties
- Regular production of detailed credit files and assigning internal ratings

**Soft skills**
- Ability to self-organize and prioritize tasks
- Comfortable working with tight deadlines and urgent requests from Front Office
- Meticulous, independent, and a team player
- Comfortable working in dynamic and fast-paced commodities trading environment
- Strong analytical skills (including performing financial analysis)

**Preferred**
- Experienced with the ISDA and