Credit Intern

**Funding Societies | Modalku** is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. And here at Funding Societies | Modalku we live by our core values:

- **Grow Relentlessly**: Striving to become our best, most authentic selves.
- **Enable Teamwork, Disable Politics**: Only by forging togetherness, can we help each other succeed.
- **Test | Measure | Act**: Staying curious and reinventing ourselves, through innovation and experimentation.
- **Focus on Impact**: Creating impact through bias for action and tangible results.
- **Serve with Obsession**: Building win-win relationships for the long-term by having a customer obsession.

As a credit intern, you will be part of a team which is working to support our rapid growth at Funding Societies. Our credit team is responsible for making lending decisions. In addition to having a knack for problem-solving, it is absolutely crucial that you are willing to learn, understand and listen to the needs of our customers.

**What you will do**:

- To assist in monitoring credit limits and exposure.
- To process trade drawdowns
- Assist in maintaining accurate and up-to-date credit files and documentation.
- To ensure compliance with credit policies and procedures.
- Assist in preparing credit reports and summaries for internal and external stakeholders.
- Conduct research on industry trends, market conditions, and regulatory developments affecting credit risk.
- To maintain accurate and up-to-date credit files.
- Perform ad-hoc tasks and projects as assigned by the credit team.

**Requirements**:
**What we are looking for**:

- Currently pursuing a bachelor's degree in finance, accounting, economics, or a related field.
- Strong analytical skills and attention to detail.
- Proficient in Microsoft Office especially Excel and preferably G-Suite.
- Excellent communication and interpersonal skills.
- Ability to work well in a team environment and collaborate effectively with colleagues.
- Eagerness to learn and develop skills in credit analysis and risk management.
- Prior internship or work experience in finance or banking (preferred but not required).
- Knowledge of financial markets, accounting principles, and credit risk concepts (preferred but not required).

**Benefits**
- **Time off**:

- We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
- **Flexible Working** - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone's working style and personal life.
- **Medical Benefits** - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their back for their loved ones too.
- **Mental Health and Wellness** - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching. And we have our Great FSMK Workout sessions too to keep everyone healthy and fit
- **Learning & Development** - We believe learning should never end and we support everyone with self-learning L&D allowances.
- **Tech Support** - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity