Wealth Credit Management

3 days ago

Singapore Citi Full time

This role is within the regional APAC Global Wealth Management, Wealth Credit Management (WCM) Team who are responsible for underwriting of Wealth Credit products, that include Commercial Real Estate, Residential Real Estate, Insurance premium Financing and other cash flow based lending products for Wealth Management clients in Asia..

The Wealth Credit Management team sits within the Business (first line of defence), working in close partnership with Bankers and Origination to prepare credit, financial and collateral analysis for new transactions and for periodic reviews of existing credit exposures for business approval and onward recommendation to Credit Risk Management. This role supports the WCM Underwriters.

**Key Responsibilities**:

- This role will report to WCM Underwriters who work with the Wealth Credit product Originators and Private Bankers, and are responsible to initiate and underwrite Wealth Credit transactions as well as completion of the annual review of existing facilities
- The role will support the WCM Underwriter(s) in all elements of their day to day underwriting responsibilities for an existing portfolio of clients and new relationships. This will include:

- Supporting preparation of underwriting related elements of Greenlight Memo’s for Business and Credit Risk Management Approval
- Preparation and timely completion of new, interim and periodic credit reviews of existing assigned credit relationships, and coordination with Counterparty Credit (CCR) Underwriters for those relationships with CCR exposures
- Co-ordinating with Quality Control Team to ensure timely setup/authorization of credit facilities in the credit platform.
- Conducting due diligence, including risk ratings, collateral analysis, borrower and financial analysis, to the standards laid out in the relevant Citi policies, standard, procedures and credit memo templates.
- Coordinating and managing the necessary Business and Credit approvals
- Preparing and monitoring of borrower compliance with facility covenants and other approval condition.
- Monitoring and remediation of limit excesses
- Working and navigating across all of Citi’s risk and reporting infrastructure to ensure exposures and risks are accurately reported and monitored appropriately
- Participating in strategic projects and team tasks, including involvement in internal audit and MCA reviews, as required

**Qualifications**:

- Minimum 4 years’ experience in a credit underwriting/analysis or approval role in a financial institution.
- Private Bank client experience preferred but not required
- Knowledge of Real Estate lending and Insurance premium financing
- Strong analytical skills and detail orientated
- Excellent communication (written and verbal) and interpersonal skills
- Team Player

**Education**:

- Bachelor's/University degree in a financial discipline preferred
- **Job Family Group**:
Private Client Product Services
- **Job Family**:
IF Lending Generalist
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.

View the **EEO Policy Statement**.

View the **Pay Transparency Posting

  • Wealth Manager

    2 weeks ago

    Singapore DH Wealth Management Pte Ltd Full time

    We are a Capital Market Services (CMS) licenced Fund Manager. As part of our expansion plan, we are looking for mid-level Private Bankers / Client Advisors / Relationship Managers focusing on bringing on board and servicing our first few Private Wealth Management (PWM) clients and to also be able to take charge of growing our External Asset Management (EAM)...

  • Wealth Manager

    2 weeks ago

    Singapore DH WEALTH MANAGEMENT PTE. LTD. Full time

    We are a Capital Market Services (CMS) licenced Fund Manager. As part of our expansion plan, we are looking for mid-level Private Bankers / Client Advisors / Relationship Managers focusing on bringing on board and servicing our first few Private Wealth Management (PWM) clients and to also be able to take charge of growing our External Asset Management (EAM)...

  • Wealth Manager

    2 weeks ago

    Singapore iHarvest Wealth Management Pte Ltd Full time

    **About us**: iHarvest Wealth Management (“iHarvest”) is a licensed financial advisory firm specialising in a wide range of financial solutions for both individual and corporate clients. We are dedicated to forge a lifelong partnership with our clients and help to build the better life that they desire. From wealth management to lifestyle events,...

  • Credit Risk Manager

    1 week ago

    Singapore Skillsforce Management Consultancy Pte Ltd Full time

    Seeking an incumbent who has experience in Credit Risk Wealth Management Analysis. Responsible for conducting a detailed credit analysis based on information furnished by the borrower, publicly available information, the lender's evaluation of the borrower's credit needs, and the ability to pay across a range of products against credit standards set by the...

  • Apex Wealth Management Internship

    8 hours ago

    Singapore APEX WEALTH MANAGEMENT LLP Full time

    Roles & ResponsibilitiesLooking for a rewarding student life and get ahead of your peers in qualifications and experience?We have internship programs specially catered for students in financial services and agency management:• Industry-recognised certifications in the financial services industry• Full training in financial services and management•...

  • Apex Wealth Manager

    18 hours ago

    Singapore APEX WEALTH MANAGEMENT LLP Full time

    We provide: Will be coached to complete 4 basic certifications and relevant classes required for financial advisory duties Invited to participate in the planning process with managers On the job training via joint-fieldwork sessions Program allows mentorship and progression to manager within 2 years Work-life balance Job Responsibilities: Client...

  • Wealth Manager

    2 weeks ago

    Singapore VASTUS WEALTH PTE. LTD. Full time

    Are you a self-driven professional that finds high satisfaction in addressing clients’ financial planning needs? Are you a disciplined and determined team player, who capitalizes on sales processes and seeks win-win solutions to maximize client relations? If so, then we want YOU! Vastus Wealth is a new start-up Financial Advisory and part of 8VI Holdings...

  • Wealth Management Specialist

    1 day ago

    Singapore WEALTH ASIA LLP Full time

    Do you have a passion for helping affluent clients achieve their financial goals? Are you detail-oriented and enjoy working collaboratively to deliver exceptional service? If so, then a career as a Wealth Management Specialist specializing in Affluent Client Services could be a perfect fit for you In this exciting role, you will play a vital role by...

  • Wealth Manager

    4 days ago

    Singapore Vastus Wealth Pte Ltd Full time

    As **Wealth Manager **your role is to: - Maintain and manage internal leads/referrals coming from the community - Provide guidance to our community by identifying financial gaps in their current wealth or asset allocation and introducing suitable solutions - Maintain superior relationships by responding timely and accurately with our community to ensure a...

  • Vp / Avp Credit Risk Analyst (Wealth Management)

    1 week ago

    Singapore ANSA Search Pte. Ltd. Full time

    Posted by: Helen Ng Director View profile & contact We seek a talented VP / AVP Credit Risk Analyst for our clients, a reputed bank in the financial services sector. As a Credit Risk Wealth Management team member, you will ensure the credit risk appetite framework and credit authority are exercised within the delegated parameters across the Asia Pacific...