Country Risk Intmd Analyst

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At **Citi**, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

**Shape your Career with Citi**

**Citi Global Wealth (CGW)**brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.

**Citibank** serves as a trusted advisor to our retail, mortgage, small business and wealth management clients at every stage of their financial journey. Through Citi's Access Account, Basic Banking, Citi Priority, Citigold and Citigold Private Client, we offer an array of products, services and digital capabilities to clients across the full spectrum of consumer banking needs worldwide. We’re currently looking for a high caliber professional to join our team as **Officer, Country Risk Intmd Analyst - Hybrid** based in **Singapore**. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future.

The Country Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

**Responsibilities**:

- Supports credit analysis, including annual credit reviews, portfolio reviews, classified credit reviews.
- Identifies and analyzes situations that create risk and legal liability for Citi, utilizing various resources such as credit reports, score cards, risk systems, and knowledge of the elements of Risk.
- Analyzes and interprets data to make conclusions on complex portfolio credit recommendations.
- Contributes to assessing risks of existing and new relationships - including periodic review of financial results and statements to monitor operating performance, liquidity position and financial condition.
- Maintains sound understanding about different markets, products, strategies, tools and associated risks.
- Performs detailed analysis for complex credit recommendations (consumer, issuer, acquirer, and vendor) to ensure appropriate risk/reward balance, including contract analysis and negotiations.
- Reviews problem areas and establishes effective action plans to mitigate risks specific to product/markets and communicates findings of analysis to business managers.
- Create and maintain reports and dashboards to track key performance indicators (KPIs) and identify trends.
- Participates in problem recognition, identifies key risks and material changes.
- Develop and implement data quality checks to ensure accuracy and consistency of data.
- Identify opportunities for process improvement and automation to increase efficiency and effectiveness of reporting.
- Preparation and analysis of MAS Regulatory Reports
- Ensure timely submission of reports and responsible for being in compliance with MAS
- Support any additional queries from MAS
- Ensures adherence to all relevant Citi policies
- Additional duties as assigned.

**Qualifications**:

- 2-5 years relevant experience
- Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information.
- Knowledge about different markets, products, tools and associated risks that the business supports.
- Knowledge of institutional and regul