Private Bank

**Private Bank - Lending Officer - AVP**:
**Job ID**:R0401266

**Full/Part-Time**:Full-time

**Regular/Temporary**:Regular

**Listed**:2025-08-25

**Location**:Singapore

**Position Overview**:
**Details of the Division and Team**:
The Lending Officers work closely with Investment Solution Team and Global Strategic Lending Team to formulate and implement the Lending business strategy for the APAC region. They will have accountability for the attainment of set performance targets, optimum resource utilisation and adherence to relevant internal policies/controls and regulatory requirements. They will partner with Sales Coverage, Origination and/or Trading to ensure that products/solutions/platforms meet the needs of the Bank/clients and participate in the negotiation and execution of the mandated transactions with clients. They will ensure adherence to the NPA/NTA process and participate in discussions with internal partners (e.g. Risk; Legal) as appropriate, for the smooth execution of transactions. This is a challenging role which requires an ability to influence stakeholders, including customers, seniors of the bank and Risk, to deliver on aggressive growth plans and to ensure processes meet the Bank's highest standards.

**What we will offer you**:
A healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

- Flexible benefits plan including virtual doctor consultation services
- Comprehensive leave benefits
- Gender Neutral Parental Leave
- Flexible working arrangements
- 25 days of annual paid leave, plus public holiday & Flexible Working Arrangement

**Your key responsibilities**:

- Work closely with Bankers and Investment Managers to facilitate growth of the PB’s lending book
- To support the structuring and execution of tailored financing solutions for Ultra High Net Worth clients in the South Asia market region based on good understanding of their needs, (e.g. risk appetite, time horizon, use of proceeds, company structure, tax schemes, etc)
- Focus primarily on structured financing solutions against less liquid assets, i.e. Share Backed Financing, Real Estates, Alternative Investments, Structured Products
- To deal with both flow transactions and specifically focus on cases that have an element of exception to credit policy, large exposures, concentrations, extended credits and require extensive analysis and risk mitigating structuring (covenants, hedging etc)
- To participate in new business initiatives and product development, and to enhance the credit platform in order to drive growth for the franchise
- Opportunity to participate in client meetings along with Sales/Coverage to work on the key features of the structured product and liaise with internal/external lawyers and clients on legal documentation help closing transactions.
- Responsible for monitoring ongoing transactions and be involved in the review/drafting of marketing, deal execution materials and internal desk reports.
- Shape credit-related processes, policies and platform enhancements

**Your skills and experience**:

- At least 4-5 years+ of relevant experience gained in private banking or international financial institutions
- Knowledge in fundamental financial analysis for corporates and dealing with corporate finance transactions
- Possesses good understanding of credit process, policies, and related legal/ regulatory requirements. Thorough knowledge of capital markets and derivatives products.
- Strong communicator (both written and verbal skills) with an ability to write concise reports
- Have an open mindset and respects challenging views from different stakeholders
- Strong analytical skills and an independent decision-maker with ability to support or defend conclusions.
- Team oriented, flexible, diligent, self-motivated and willing to set example to junior teammates
- Ability to collaborate effectively with wide range of cultures / personal styles and to establish strong partnership with infrastructure staff
- Ability to work under pressure and deadlines as well as working with front-office staff in amicable manner

Role is required to be performed on-site at One Raffles Quay office. Relevant vaccination requirements may apply.

**How we’ll support you**:

- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
- Training and development to help you excel in your career

**About us and our teams**:
Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.

**Deutsche Bank & Diversity**

We strive for a culture in which we are empowered to excel together