Credit Manager

5 days ago


Singapore Cultivate Full time

Our client is an innovative financial platform in Southeast Asia with a licensed and registered fintech company headquartered in Singapore, with operations spanning across SEA. The company leverages advanced technology and data analytics to provide fast, efficient, and transparent financing solutions to SMEs.

**The opportunity**:
As a Credit Manager, you will play a crucial role in assessing and managing credit risk for SME borrowers. Also, you will lead a team of Credit Officers, providing guidance and coaching to improve credit policies, procedures, and decisions.

**Your responsibilities will include**:

- Collaborate with Relationship Managers and Business Development Managers to assess potential borrowers and ensure proper credit evaluation
- Lead and set expectations for ongoing credit policy management and associated reviews
- Manage and coach a team of Credit Officers to enhance credit policies, procedures, and decision-making
- Stay updated with industry trends and regulatory changes related to credit risk management
- Ensure compliance with relevant policies, procedures, and regulatory requirements

**Your responsibilities will include**:

- Minimum of 3 years of experience in credit risk management for SME products
- Previous experience in the fintech or financial services industry is strongly preferred
- Strong understanding of business finance fundamentals and accounting principles
- Ability to adapt and learn new approaches to underwriting in a dynamic digital lending environment
- Excellent analytical and problem-solving skills
- Strong communication and interpersonal skills to collaborate effectively with cross-functional teams
- Detail-oriented with a focus on accuracy and quality of work


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