Strategic Credit Risk Leadership

2 weeks ago


Singapore beBeeCredit Full time

Job Title:

Emerging Business Credit Risk Manager

Job Description:

As a seasoned credit risk professional, you will play a pivotal role in shaping our regional credit strategies and translating them into actionable plans for countries. You will be responsible for aligning subsidiary CRMs with group CRM policies, providing guidance and oversight to ensure compliance with credit regulations and procedures.

Responsibilities:

  • Contribute to the development of regional credit strategies and translate them into actionable plans for countries
  • Align subsidiary CRMs with group CRM policies and provide guidance and oversight to ensure compliance
  • Pollinate credit best practices across the region
  • Responsible for the renewal of group credit policies and dissemination to subsidiary CRMs
  • Support subsidiary CRMs in achieving satisfactory credit risk review through oversight and sharing of regional findings and experience

Group Responsibilities:

  • Support the business unit in achieving its lending goals while maintaining sustainable credit risks
  • Prudent credit assessment of non-STP credit proposals and credit memos
  • Ensure approvals comply with regulations, credit policies, product program guidelines, and within lending authority limits
  • Ensure no new accounts turn non-performing within 12 months from non-STP approval
  • Jointly achieve satisfactory internal and external audit ratings

Requirements:

  • At least 6 years of credit or frontline-related experience with regional exposure
  • Good understanding of small business banking products and industries, portfolio/delinquency credit framework
  • Able to translate strategies into action plans and successful implementation
  • Strong interpersonal, communication, and negotiation skills
  • Strong management and supervisory skills
  • Strong analytical and quantitative skills and attention to detail
  • Adaptive and sensitive to cultural requirements to achieve desired results
  • Self-motivated and able to work both independently and within a team
  • MS Excel and data analytics skills


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